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Cost of Living Comparison 2026

📍 Kalispell, MT — COL adjusted from Spokane, WA area + state data

$

Numbers update automatically as you type

You'd spend $2.0K/month more in Denver, CO

$150.0K in your current city equals $174.3K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 27.0%
More expensive
Monthly Impact
$2,023
Extra cost
Annual Impact
$24.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Kalispell, MT

Population:30K
Cost Index:100
Median Home:$385K

Denver, CO

Population:716K
Cost Index:127
Median Home:$513K

Kalispell, MT

The Treasure State

30K
Population
State Tax
Yes

Located in Montana, this city has a population of 30K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • •Mile-high city (5,280 ft)
  • •Outdoor recreation hub
  • •Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Kalispell, MT vs Denver, CO

🏠Housing
↑ 71.1%
Kalispell, MT
$1,898
Denver, CO
$3,248
Difference
$1,350
more
📦Other
↑ 26.3%
Kalispell, MT
$1,404
Denver, CO
$1,774
Difference
$370
more
🚗Transportation
↓ 15.6%
Kalispell, MT
$1,732
Denver, CO
$1,462
Difference
$270
less
🏥Healthcare
↓ 19.7%
Kalispell, MT
$787
Denver, CO
$632
Difference
$155
less
⚡All Utilities
↑ 13.0%
Kalispell, MT
$459
Denver, CO
$519
Difference
$59.91
more
🛒Groceries
↓ 0.1%
Kalispell, MT
$1,031
Denver, CO
$1,029
Difference
$1.35
less

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Kalispell, MT has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$620
To$1,720
↑ $1,100
1 Bed
From$736
To$1,840
↑ $1,104
2 Bed
From$930
To$2,190
↑ $1,260
3 Bed
From$1,318
To$2,870
↑ $1,552
Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,311
Monthly in Kalispell, MT
$8,665
Monthly in Denver, CO
$1,354
Difference

Home Values

Kalispell
Denver
-
Median Value
$513K
-
YoY Change
↓ -4.2%
-
5-Year Change
↑ +13%
-
Price Range
$352K - $933K
Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $3.0K
Per year
Monthly Difference
$247
More take-home
Effective Rate Diff
2.0%
Rate difference

Kalispell, MT

Federal Income Tax
Effective: 18.9%
$25.5K
Montana State Tax
Effective: 6.4%
$9.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.1%
$46.6K
Take-Home Pay
$8,618/month
$103.4K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Kalispell, MT Tax Rates

Sales Tax:0.0%
Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Kalispell
Denver
38 Good
Air Quality
55 Moderate
76.5%
Good Air Days
35.2%
90 Moderate
Climate Risk
95 High
💨
Top Hazards
🌊🌪💨
▲+3.0°F
2050 Outlook
▲+3.3°F
23 days
Heat Days >95°F
28 days
▲+3.0°F
2050 Outlook
▲+3.3°F
23 days
Heat Days >95°F
28 days

💰 See how taxes change too — compare take-home pay between Montana and Colorado on TaxTakeHome.com

Similar cost to Denver, CO

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