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Cost of Living Comparison 2026

๐Ÿ“ Kalispell, MT โ€” COL adjusted from Spokane, WA area + state data

$

Numbers update automatically as you type

You'd spend $1.4K/month more in Tampa, FL

$150.0K in your current city equals $167.0K in Tampa, FL

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 18.9%
More expensive
Monthly Impact
$1,417
Extra cost
Annual Impact
$17.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Kalispell, MT

Population:30K
Cost Index:100
Median Home:$385K

Tampa, FL

Population:385K
Cost Index:119
Median Home:$367K

Kalispell, MT

The Treasure State

30K
Population
State Tax
Yes

Located in Montana, this city has a population of 30K residents.

Tampa, FL

The Sunshine State

385K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor Tampa Bay area
  • โ€ขNo state income tax
  • โ€ขGrowing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Annual spending: Kalispell, MT vs Tampa, FL

๐Ÿ Housing
โ†‘ 42.4%
Kalispell, MT
$1,898
Tampa, FL
$2,703
Difference
$804
more
๐Ÿš—Transportation
โ†“ 25.8%
Kalispell, MT
$1,732
Tampa, FL
$1,284
Difference
$448
less
๐Ÿ“ฆOther
โ†‘ 28.7%
Kalispell, MT
$1,404
Tampa, FL
$1,808
Difference
$403
more
๐ŸฅHealthcare
โ†“ 27.6%
Kalispell, MT
$787
Tampa, FL
$570
Difference
$217
less
โšกAll Utilities
โ†‘ 24.9%
Kalispell, MT
$459
Tampa, FL
$574
Difference
$115
more
๐Ÿ›’Groceries
โ†“ 1.1%
Kalispell, MT
$1,031
Tampa, FL
$1,019
Difference
$11.35
less

๐Ÿ Rent Comparison

Studio
From$620
To$1,850
โ†‘ $1,230
1 Bed
From$736
To$1,960
โ†‘ $1,224
2 Bed
From$930
To$2,290
โ†‘ $1,360
3 Bed
From$1,318
To$2,930
โ†‘ $1,612
Tampa, FLZIP-level data

1BR range: $1,410โ€“$2,550/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,311
Monthly in Kalispell, MT
$7,958
Monthly in Tampa, FL
$647
Difference

Home Values

Kalispell
Tampa
-
Median Value
$367K
-
YoY Change
โ†“ -4%
-
5-Year Change
โ†‘ +42.1%
-
Price Range
$251K - $989K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $9.6K
Per year
Monthly Difference
$797
More take-home
Effective Rate Diff
6.4%
Rate difference

Kalispell, MT

Federal Income Tax
Effective: 18.9%
$25.5K
Montana State Tax
Effective: 6.4%
$9.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.1%
$46.6K
Take-Home Pay
$8,618/month
$103.4K

Tampa, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Kalispell, MT Tax Rates

Sales Tax:0.0%
Property Tax:0.8%

Tampa, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Kalispell
Tampa
38 Good
Air Quality
50 Good
76.5%
Good Air Days
52.5%
90 Moderate
Climate Risk
99 High
๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
23 days
Heat Days >95ยฐF
38 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
23 days
Heat Days >95ยฐF
38 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Montana and Florida on TaxTakeHome.com

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