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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $61.50/month more in Fargo, ND

$150.0K in your current city equals $150.7K in Fargo, ND

Rent data from HUD ZIP-level estimates · COL index from Kansas City, MO-KS area
Overall Cost
0.8%
More expensive
Monthly Impact
$61.50
Extra cost
Annual Impact
$738
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Kansas City, KS

Population:153K
Cost Index:
100
100 = national average
Median Home:$161K

Fargo, ND

Population:133K
Cost Index:
101
(1% above avg)
Median Home:$259K

Kansas City, KS

The Sunflower State

153K
Population
State Tax
Yes

Located in Kansas, this city has a population of 153K residents.

Fargo, ND

The Peace Garden State

133K
Population
State Tax
Yes

Located in North Dakota, this city has a population of 133K residents.

Cost Breakdown by Category

Annual spending: Kansas City, KS vs Fargo, ND

Housing
12.0%
Kansas City, KS
$1,845
Fargo, ND
$2,067
Difference
$222
more
Other
7.2%
Kansas City, KS
$1,565
Fargo, ND
$1,452
Difference
$113
less
Healthcare
14.1%
Kansas City, KS
$599
Fargo, ND
$684
Difference
$84.54
more
All Utilities
13.0%
Kansas City, KS
$528
Fargo, ND
$460
Difference
$68.78
less
Transportation
4.7%
Kansas City, KS
$1,184
Fargo, ND
$1,129
Difference
$55.12
less
Groceries
0.6%
Kansas City, KS
$937
Fargo, ND
$931
Difference
$5.81
less

🏛️ Local Income Taxes

Kansas City, KS: Kansas City KS Earnings Tax$1,500/yr (1.0%)

Fargo, ND has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$811
To$501
$310
1 Bed
From$894
To$598
$296
2 Bed
From$1,010
To$723
$287
3 Bed
From$1,316
To$1,009
$307
Kansas City, KSZIP-level data

1BR range: $900$1,650/mo

Fargo, NDZIP-level data

1BR range: $860$860/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,659
Monthly in Kansas City, KS
$6,722
Monthly in Fargo, ND
$63.45
Difference

Home Values

Kansas City
Fargo
$161K
Median Value
$259K
↑ +1.6%
YoY Change
↑ +4.3%
↑ +55.9%
5-Year Change
↑ +23.9%
$115K - $322K
Price Range
$259K

Homes in Fargo are 61% more expensive than Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$5.6K
Per year
Monthly Difference
$470
More take-home
Effective Rate Diff
3.8%
Rate difference

Kansas City, KS

Federal Income Tax
Effective: 18.9%
$25.5K
Kansas State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,714/month
$104.6K

Fargo, ND

Federal Income Tax
Effective: 18.9%
$25.5K
North Dakota State Tax
Effective: 1.9%
$2.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 26.5%
$39.8K
Take-Home Pay
$9,184/month
$110.2K

Additional Tax Information

Kansas City, KS Tax Rates

Sales Tax:8.7%
Property Tax:1.3%

Fargo, ND Tax Rates

Sales Tax:6.8%
Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Kansas City
Fargo
46 Good
Air Quality
42 Good
59.3%
Good Air Days
66.4%
97 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+3.3°F
2050 Outlook
+3.6°F
44 days
Heat Days >95°F
14 days
+3.3°F
2050 Outlook
+3.6°F
44 days
Heat Days >95°F
14 days

💰 See how taxes change too — compare take-home pay between Kansas and North Dakota on TaxTakeHome.com

Where your money goes further

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