Karnes City, TX vs Abernathy, TX: Cost of Living

Which city costs less?

Abernathy, TX has a modeled overall cost index 1.3% lower than Karnes City, TX.

Karnes City, TX · modeled 2BR rent
$1,070 / month
Abernathy, TX · modeled 2BR rent
$1,080 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Karnes City, TX and Abernathy, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $49.38/month in Abernathy, TX

$150,000 in your current city has a modeled equivalent of $149,407 in Abernathy, TX

Regional cost estimates: Karnes City, TX uses San Antonio, TX. Abernathy, TX uses Lubbock, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 1.3%
Less expensive
Monthly Impact
$49.38
Savings
Annual Impact
$593
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Karnes City, TX

Population:3K
Cost Index:
78.6
100 = national average
Typical Home:$184K

Abernathy, TX

Population:3K
Cost Index:
77.6
100 = national average
Typical Home:$166K

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Karnes City, TX

The Lone Star State

3K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 3K residents.

💡 Advantage: Texas has no state income tax!

Abernathy, TX

The Lone Star State

3K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 3K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Karnes City, TX vs Abernathy, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 3.1%
Karnes City, TX
$2,052
Abernathy, TX
$1,989
Difference
$63.60
less
Other
↓ 2.4%
Karnes City, TX
$1,789
Abernathy, TX
$1,746
Difference
$42.85
less
Groceries
↑ 2.8%
Karnes City, TX
$1,067
Abernathy, TX
$1,097
Difference
$30.35
more
Healthcare
↑ 2.2%
Karnes City, TX
$615
Abernathy, TX
$629
Difference
$13.37
more
Transportation
↑ 0.8%
Karnes City, TX
$1,397
Abernathy, TX
$1,409
Difference
$11.85
more
All Utilities
↑ 0.3%
Karnes City, TX
$579
Abernathy, TX
$581
Difference
$1.50
more

🏠Rent Comparison

Studio
From$800
To$750
↓ $50.00
1 Bed
From$970
To$910
↓ $60.00
2 Bed
From$1,070
To$1,080
↑ $10.00
3 Bed
From$1,340
To$1,500
↑ $160
Karnes City, TXZIP-level data

1BR range: $970–$970/mo

Abernathy, TXZIP-level data

1BR range: $910–$910/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Karnes City, TX
$7,451
Monthly in Abernathy, TX
$49.38
Difference

Home Values

Karnes City
Abernathy
$184K
Median Value
$166K
↑ +1.3%
YoY Change
↑ +1.6%
↓ -18.1%
5-Year Change
↑ +16%

Homes in Abernathy are 10% less expensive than Karnes City

Calculate payment - Karnes CityCalculate payment - Abernathy

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Karnes City, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Abernathy, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Karnes City, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Abernathy, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Karnes City
Abernathy
52 Moderate
Air Quality
23 Good
47.5%
Good Air Days
92.2%
99 High
Climate Risk
96 High
🌊🌡🌪
Top Hazards
☀🌪💨
▲+2.6°F
2050 Outlook
▲+3.2°F
105 days
Heat Days >95°F
78 days
▲+2.6°F
2050 Outlook
▲+3.2°F
105 days
Heat Days >95°F
78 days

Before moving from Karnes City, TX to Abernathy, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Abernathy, TX for the same bedroom count and included utilities as your home in Karnes City, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Karnes City to Abernathy moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Abernathy, TX by cost, housing, population and region.

Frequently Asked Questions: Karnes City, TX vs Abernathy, TX

How do the cost estimates for Karnes City, TX and Abernathy, TX compare?

Abernathy, TX has a modeled overall cost index 1.3% lower than Karnes City, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Karnes City, TX, the model estimates $149,407 in Abernathy, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Karnes City, TX and Abernathy, TX?

The modeled two-bedroom rents are $1,070/month in Karnes City, TX and $1,080/month in Abernathy, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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