Kearney, MO vs New Richmond, WI: Cost of Living

Which city costs less?

New Richmond, WI has a modeled overall cost index 17.4% higher than Kearney, MO.

Kearney, MO · modeled 2BR rent
$1,350 / month
New Richmond, WI · modeled 2BR rent
$1,520 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Kearney, MO and New Richmond, WI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $1,164/month in New Richmond, WI

$150,000 in your current city has a modeled equivalent of $163,970 in New Richmond, WI

Regional cost estimates: Kearney, MO uses Kansas City, MO. New Richmond, WI uses Saint Paul, MN. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 17.4%
More expensive
Monthly Impact
$1,164
Extra cost
Annual Impact
$14.0K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Kearney, MO

Population:11K
Cost Index:
82.5
100 = national average
Typical Home:$383K

New Richmond, WI

Population:11K
Cost Index:
96.9
100 = national average
Typical Home:$368K

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Kearney, MO

The Show-Me State

11K
Population
State Tax
Yes

Located in Missouri, this city has a population of 11K residents.

New Richmond, WI

The Badger State

11K
Population
State Tax
Yes

Located in Wisconsin, this city has a population of 11K residents.

Cost Breakdown by Category

Estimated monthly spending: Kearney, MO vs New Richmond, WI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 29.2%
Kearney, MO
$2,059
New Richmond, WI
$2,660
Difference
$601
more
Transportation
↑ 14.2%
Kearney, MO
$1,321
New Richmond, WI
$1,509
Difference
$187
more
Healthcare
↑ 24.9%
Kearney, MO
$689
New Richmond, WI
$860
Difference
$171
more
Other
↑ 8.0%
Kearney, MO
$1,746
New Richmond, WI
$1,885
Difference
$139
more
Groceries
↑ 8.8%
Kearney, MO
$1,077
New Richmond, WI
$1,172
Difference
$94.36
more
All Utilities
↓ 4.8%
Kearney, MO
$608
New Richmond, WI
$578
Difference
$29.20
less

🏠Rent Comparison

Studio
From$1,090
To$1,100
↑ $10.00
1 Bed
From$1,190
To$1,250
↑ $60.00
2 Bed
From$1,350
To$1,520
↑ $170
3 Bed
From$1,760
To$2,020
↑ $260
Kearney, MOZIP-level data

1BR range: $1,190–$1,190/mo

New Richmond, WIZIP-level data

1BR range: $1,250–$1,250/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Kearney, MO
$8,664
Monthly in New Richmond, WI
$1,164
Difference

Home Values

Kearney
New Richmond
$383K
Median Value
$368K
↑ +1.4%
YoY Change
↑ +0.7%
↑ +30.3%
5-Year Change
↑ +27.5%

Homes in New Richmond are 4% less expensive than Kearney

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $921
More taxes
Monthly Difference
$76.74
Less take-home
Effective Rate Diff
0.6%
Rate difference

Kearney, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

New Richmond, WI

Federal Income Tax
Effective: 18.9%
$25.5K
Wisconsin State Tax
Effective: 5.9%
$8.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.6%
$45.9K
Take-Home Pay
$8,678/month
$104.1K

Additional Tax Information

Kearney, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

New Richmond, WI Tax Rates

Sales Tax:5.6%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Kearney
New Richmond
46 Good
Air Quality
36 Good
59.3%
Good Air Days
72.4%
97 High
Climate Risk
95 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.3°F
2050 Outlook
▲+3.7°F
44 days
Heat Days >95°F
14 days
▲+3.3°F
2050 Outlook
▲+3.7°F
44 days
Heat Days >95°F
14 days

Before moving from Kearney, MO to New Richmond, WI

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in New Richmond, WI for the same bedroom count and included utilities as your home in Kearney, MO. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Kearney to New Richmond moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to New Richmond, WI by cost, housing, population and region.

Frequently Asked Questions: Kearney, MO vs New Richmond, WI

How do the cost estimates for Kearney, MO and New Richmond, WI compare?

New Richmond, WI has a modeled overall cost index 17.4% higher than Kearney, MO. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Kearney, MO, the model estimates $163,970 in New Richmond, WI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Kearney, MO and New Richmond, WI?

The modeled two-bedroom rents are $1,350/month in Kearney, MO and $1,520/month in New Richmond, WI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Missouri and Wisconsin on TaxTakeHome.com

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