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Cost of Living Comparison 2026

📍 Kearney, NE — ZIP-level rent data · COL adjusted from Lincoln, NE area

$

Numbers update automatically as you type

You'd spend $1.2K/month more in Charlotte, NC

$150.0K in your current city equals $164.9K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 16.6%
More expensive
Monthly Impact
$1,246
Extra cost
Annual Impact
$14.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Kearney, NE

Population:34K
Cost Index:100
Median Home:$281K

Charlotte, NC

Population:875K
Cost Index:117
Median Home:$399K

Kearney, NE

The Cornhusker State

34K
Population
State Tax
Yes

Located in Nebraska, this city has a population of 34K residents.

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Major banking center
  • •NASCAR headquarters
  • •Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Kearney, NE vs Charlotte, NC

🏠Housing
↑ 42.6%
Kearney, NE
$1,732
Charlotte, NC
$2,469
Difference
$737
more
📦Other
↑ 18.7%
Kearney, NE
$1,438
Charlotte, NC
$1,707
Difference
$269
more
🛒Groceries
↑ 9.0%
Kearney, NE
$908
Charlotte, NC
$989
Difference
$81.64
more
⚡All Utilities
↑ 15.5%
Kearney, NE
$449
Charlotte, NC
$519
Difference
$69.81
more
🚗Transportation
↑ 5.8%
Kearney, NE
$1,136
Charlotte, NC
$1,202
Difference
$65.77
more
🏥Healthcare
↓ 2.1%
Kearney, NE
$652
Charlotte, NC
$638
Difference
$13.45
less

🏠Rent Comparison

Studio
From$645
To$1,630
↑ $985
1 Bed
From$707
To$1,710
↑ $1,003
2 Bed
From$839
To$1,870
↑ $1,031
3 Bed
From$1,111
To$2,300
↑ $1,189
Kearney, NEZIP-level data

1BR range: $910–$910/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,315
Monthly in Kearney, NE
$7,525
Monthly in Charlotte, NC
$1,210
Difference

Home Values

Kearney
Charlotte
$281K
Median Value
$399K
↑ +5%
YoY Change
↓ -1.1%
↑ +35.6%
5-Year Change
↑ +40.8%
$281K
Price Range
$293K - $1.57M

Homes in Charlotte are 42% more expensive than Kearney

Calculate payment - KearneyCalculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.2K
Per year
Monthly Difference
$184
More take-home
Effective Rate Diff
1.5%
Rate difference

Kearney, NE

Federal Income Tax
Effective: 18.9%
$25.5K
Nebraska State Tax
Effective: 6.2%
$9.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.9%
$46.3K
Take-Home Pay
$8,638/month
$103.7K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Kearney, NE Tax Rates

Sales Tax:7.0%
Property Tax:1.8%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Kearney
Charlotte
41 Good
Air Quality
51 Moderate
83.7%
Good Air Days
46.2%
91 Moderate
Climate Risk
97 High
🌪💨
Top Hazards
🌊🌪💨
▲+3.3°F
2050 Outlook
▲+2.9°F
38 days
Heat Days >95°F
36 days
▲+3.3°F
2050 Outlook
▲+2.9°F
38 days
Heat Days >95°F
36 days

💰 See how taxes change too — compare take-home pay between Nebraska and North Carolina on TaxTakeHome.com

Similar cost to Charlotte, NC

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