Is Pittsburgh, PA cheaper than Kearny, NJ?

Based on cost of living data, Pittsburgh, PA is 13.7% cheaper than Kearny, NJ. This translates to saving $1029 per month.

What salary do I need in Pittsburgh, PA to live like I do in Kearny, NJ?

If you earn $150,000 in Kearny, NJ, you'd need approximately $137,654.767 in Pittsburgh, PA to maintain the same standard of living.

How does housing cost compare between Kearny, NJ and Pittsburgh, PA?

Housing in Pittsburgh, PA is 0.3% more expensive than in Kearny, NJ. For a two-bedroom apartment, rent is $1,050/month in Pittsburgh, PA compared to $2,090/month in Kearny, NJ.

How much can I save per month by moving from Kearny, NJ to Pittsburgh, PA?

Moving from Kearny, NJ to Pittsburgh, PA could save you approximately $1029 per month, or $12345 per year, based on a $150,000 salary.

Kearny, NJ vs Pittsburgh, PA: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Kearny, NJ — ZIP-level rent data · COL adjusted from Newark, NJ area

Current salary in Kearny, NJ

Numbers update automatically as you type

You'd save $1.0K/month moving to Pittsburgh, PA

$150.0K in your current city equals $137.7K in Pittsburgh, PA

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 13.7%

Less expensive

Monthly Impact

$1,029

Savings

Annual Impact

$12.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Kearny, NJ

Population:39K

Cost Index:100

Median Home:$572K

Pittsburgh, PA

Population:303K

Cost Index:86

Kearny, NJ

The Garden State

39K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 39K residents.

Pittsburgh, PA

The Keystone State

303K

Population

State Tax

Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: Kearny, NJ vs Pittsburgh, PA

Category	Kearny, NJ	Pittsburgh, PA	Difference	Change
📦Other	$1,935/mo	$1,607/mo	↓ $328less	16.9%
🚗Transportation	$1,526/mo	$1,216/mo	↓ $311less	20.4%
🏥Healthcare	$672/mo	$527/mo	↓ $145less	21.6%
🛒Groceries	$1,074/mo	$989/mo	↓ $84.95less	7.9%
⚡All Utilities	$582/mo	$607/mo	↑ $24.46more	4.2%
🏠Housing	$1,943/mo	$1,949/mo	↑ $5.64more	0.3%

📦Other

↓ 16.9%

Kearny, NJ

$1,935

Pittsburgh, PA

$1,607

Difference

$328

less

🚗Transportation

↓ 20.4%

Kearny, NJ

$1,526

Pittsburgh, PA

$1,216

Difference

$311

less

🏥Healthcare

↓ 21.6%

Kearny, NJ

$672

Pittsburgh, PA

$527

Difference

$145

less

🛒Groceries

↓ 7.9%

Kearny, NJ

$1,074

Pittsburgh, PA

$989

Difference

$84.95

less

⚡All Utilities

↑ 4.2%

Kearny, NJ

$582

Pittsburgh, PA

$607

Difference

$24.46

🏠Housing

↑ 0.3%

Kearny, NJ

$1,943

Pittsburgh, PA

$1,949

Difference

$5.64

🏛️ Local Income Taxes

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)

Kearny, NJ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,823

To$750

↓ $1,073

1 Bed

From$1,859

To$850

↓ $1,009

2 Bed

From$2,090

To$1,050

↓ $1,040

3 Bed

From$2,549

To$1,400

↓ $1,149

Kearny, NJZIP-level data

1BR range: $2,230–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,733

Monthly in Kearny, NJ

$6,894

Monthly in Pittsburgh, PA

$839

Difference

Home Values

Kearny

Pittsburgh

$572K

Median Value

↑ +3.2%

YoY Change

↑ +27.2%

5-Year Change

$571K - $572K

Price Range

Calculate payment - Kearny

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.8K

Per year

Monthly Difference

$235

More take-home

Effective Rate Diff

1.9%

Rate difference

Kearny, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Pittsburgh, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Additional Tax Information

Kearny, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.