Is Phoenix, AZ cheaper than Keller, TX?

Based on cost of living data, Phoenix, AZ is 16.2% more expensive than Keller, TX. This translates to spending an extra $1213 per month.

What salary do I need in Phoenix, AZ to live like I do in Keller, TX?

If you earn $150,000 in Keller, TX, you'd need approximately $164,551.426 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Keller, TX and Phoenix, AZ?

Housing in Phoenix, AZ is 48.2% more expensive than in Keller, TX. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,924/month in Keller, TX.

How much can I save per month by moving from Keller, TX to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $1213 more per month than Keller, TX, or $14551 more per year, based on a $150,000 salary.

Keller, TX vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Keller, TX — ZIP-level rent data · COL adjusted from Fort Worth, TX area

Current salary in Keller, TX

Numbers update automatically as you type

You'd spend $1.2K/month more in Phoenix, AZ

$150.0K in your current city equals $164.6K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↑ 16.2%

More expensive

Monthly Impact

$1,213

Extra cost

Annual Impact

$14.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Keller, TX

Population:46K

Cost Index:100

Median Home:$574K

Phoenix, AZ

Population:1608K

Cost Index:116

Median Home:$414K

Keller, TX

The Lone Star State

46K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 46K residents.

💡 Advantage: Texas has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Keller, TX vs Phoenix, AZ

Category	Keller, TX	Phoenix, AZ	Difference	Change
🏠Housing	$1,881/mo	$2,788/mo	↑ $908more	48.2%
🚗Transportation	$1,201/mo	$1,489/mo	↑ $288more	24.0%
🛒Groceries	$889/mo	$963/mo	↑ $74.29more	8.4%
📦Other	$1,612/mo	$1,677/mo	↑ $64.99more	4.0%
⚡All Utilities	$528/mo	$561/mo	↑ $32.78more	6.2%
🏥Healthcare	$587/mo	$589/mo	↑ $1.44more	0.2%

🏠Housing

↑ 48.2%

Keller, TX

$1,881

Phoenix, AZ

$2,788

Difference

$908

🚗Transportation

↑ 24.0%

Keller, TX

$1,201

Phoenix, AZ

$1,489

Difference

$288

🛒Groceries

↑ 8.4%

Keller, TX

$889

Phoenix, AZ

$963

Difference

$74.29

📦Other

↑ 4.0%

Keller, TX

$1,612

Phoenix, AZ

$1,677

Difference

$64.99

⚡All Utilities

↑ 6.2%

Keller, TX

$528

Phoenix, AZ

$561

Difference

$32.78

🏥Healthcare

↑ 0.2%

Keller, TX

$587

Phoenix, AZ

$589

Difference

$1.44

🏠Rent Comparison

Studio

From$1,590

To$1,390

↓ $200

1 Bed

From$1,645

To$1,510

↓ $135

2 Bed

From$1,924

To$1,750

↓ $174

3 Bed

From$2,536

To$2,330

↓ $206

Keller, TXZIP-level data

1BR range: $2,070–$2,070/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,699

Monthly in Keller, TX

$8,068

Monthly in Phoenix, AZ

$1,369

Difference

Home Values

Keller

Phoenix

$574K

Median Value

$414K

↓ -0.1%

YoY Change

↓ -3.1%

↑ +38.7%

5-Year Change

↑ +30.2%

$574K

Price Range

$274K - $957K

Homes in Phoenix are 28% less expensive than Keller

Calculate payment - Keller Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $5.2K

More taxes

Monthly Difference

$436

Less take-home

Effective Rate Diff

3.5%

Rate difference

Keller, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Keller, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Keller

Phoenix

54 Moderate

Air Quality

77 Moderate

35.5%

Good Air Days

99 High

Climate Risk

100 Very High

🌊🌡🌪

Top Hazards

🔥🌊🌡

▲+2.7°F

2050 Outlook

▲+2.7°F

94 days

Heat Days >95°F

162 days

▲+2.7°F

2050 Outlook

▲+2.7°F

94 days

Heat Days >95°F

162 days

💰 See how taxes change too — compare take-home pay between Texas and Arizona on TaxTakeHome.com

Where your money goes further

Cities cheaper than Keller, TX on a $150.0K salary

Similar cost to Phoenix, AZ

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Want to compare different cities?

New Comparison

You'd spend $1.2K/month more in Phoenix, AZ

Keller, TX

Phoenix, AZ

Keller, TX

Phoenix, AZ

Notable Facts

Major Industries

Cost Breakdown by Category

🏠Rent Comparison

📍 Rent by ZIP Code39 ZIPs

Home Values

🏠 Home Values by ZIP39 ZIPs

Tax Comparison

Keller, TX

Phoenix, AZ

Additional Tax Information

Keller, TX Tax Rates

Phoenix, AZ Tax Rates

Environment

Where your money goes further

Similar cost to Phoenix, AZ