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Cost of Living Comparison 2026

๐Ÿ“ Keller, TX โ€” ZIP-level rent data ยท COL adjusted from Fort Worth, TX area

$

Numbers update automatically as you type

You'd save $155/month moving to St. Louis, MO

$150.0K in your current city equals $148.1K in St. Louis, MO

Rent data from HUD ZIP-level estimates ยท COL index from Dallas-Fort Worth-Arlington, TX area
Overall Cost
โ†“ 2.1%
Less expensive
Monthly Impact
$155
Savings
Annual Impact
$1.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Keller, TX

Population:46K
Cost Index:100
Median Home:$574K

St. Louis, MO

Population:302K
Cost Index:98
Median Home:$145K

Keller, TX

The Lone Star State

46K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 46K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

St. Louis, MO

The Show-Me State

302K
Population
State Tax
Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Keller, TX vs St. Louis, MO

๐ŸฅHealthcare
โ†“ 10.3%
Keller, TX
$587
St. Louis, MO
$527
Difference
$60.52
less
๐Ÿ›’Groceries
โ†‘ 6.8%
Keller, TX
$889
St. Louis, MO
$949
Difference
$60.30
more
๐Ÿš—Transportation
โ†‘ 1.2%
Keller, TX
$1,201
St. Louis, MO
$1,216
Difference
$15.00
more
๐Ÿ Housing
โ†“ 0.5%
Keller, TX
$1,881
St. Louis, MO
$1,871
Difference
$9.84
less
โšกAll Utilities
โ†‘ 1.3%
Keller, TX
$528
St. Louis, MO
$535
Difference
$7.09
more
๐Ÿ“ฆOther
โ†“ 0.3%
Keller, TX
$1,612
St. Louis, MO
$1,607
Difference
$5.32
less

๐Ÿ›๏ธ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Keller, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,590
To$910
โ†“ $680
1 Bed
From$1,645
To$950
โ†“ $695
2 Bed
From$1,924
To$1,160
โ†“ $764
3 Bed
From$2,536
To$1,490
โ†“ $1,046
Keller, TXZIP-level data

1BR range: $2,070โ€“$2,070/mo

St. Louis, MOZIP-level data

1BR range: $800โ€“$1,480/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,699
Monthly in Keller, TX
$6,705
Monthly in St. Louis, MO
$6.73
Difference

Home Values

Keller
St. Louis
$574K
Median Value
$145K
โ†“ -0.1%
YoY Change
โ†“ -0.8%
โ†‘ +38.7%
5-Year Change
โ†‘ +10.9%
$574K
Price Range
$38K - $302K

Homes in St. Louis are 75% less expensive than Keller

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $7.9K
More taxes
Monthly Difference
$661
Less take-home
Effective Rate Diff
5.3%
Rate difference

Keller, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

St. Louis, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Keller, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Keller
St. Louis
54 Moderate
Air Quality
54 Moderate
35.5%
Good Air Days
38%
99 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐Ÿซจ
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
94 days
Heat Days >95ยฐF
39 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
94 days
Heat Days >95ยฐF
39 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Texas and Missouri on TaxTakeHome.com

Where your money goes further

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