Kennett, MO vs Rock Falls, IL: Cost of Living

Which city costs less?

Rock Falls, IL has a modeled overall cost index 15.4% higher than Kennett, MO.

Kennett, MO · modeled 2BR rent
$900 / month
Rock Falls, IL · modeled 2BR rent
$940 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Kennett, MO and Rock Falls, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $1,040/month in Rock Falls, IL

$150,000 in your current city has a modeled equivalent of $162,480 in Rock Falls, IL

Regional cost estimates: Kennett, MO uses Memphis, TN. Rock Falls, IL uses Madison, WI. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 15.4%
More expensive
Monthly Impact
$1,040
Extra cost
Annual Impact
$12.5K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Kennett, MO

Population:10K
Cost Index:
77.2
100 = national average
Typical Home:$103K

Rock Falls, IL

Population:9K
Cost Index:
89.1
100 = national average
Typical Home:$114K

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Kennett, MO

The Show-Me State

10K
Population
State Tax
Yes

Located in Missouri, this city has a population of 10K residents.

Rock Falls, IL

The Prairie State

9K
Population
State Tax
Yes

Located in Illinois, this city has a population of 9K residents.

Cost Breakdown by Category

Estimated monthly spending: Kennett, MO vs Rock Falls, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 41.2%
Kennett, MO
$1,863
Rock Falls, IL
$2,630
Difference
$767
more
Healthcare
↑ 32.7%
Kennett, MO
$624
Rock Falls, IL
$828
Difference
$204
more
Transportation
↑ 7.0%
Kennett, MO
$1,395
Rock Falls, IL
$1,493
Difference
$97.80
more
All Utilities
↓ 6.8%
Kennett, MO
$628
Rock Falls, IL
$585
Difference
$42.53
less
Other
↑ 1.2%
Kennett, MO
$1,878
Rock Falls, IL
$1,900
Difference
$21.84
more
Groceries
↓ 0.7%
Kennett, MO
$1,112
Rock Falls, IL
$1,105
Difference
$7.75
less

🏠Rent Comparison

Studio
From$670
To$690
↑ $20.00
1 Bed
From$690
To$740
↑ $50.00
2 Bed
From$900
To$940
↑ $40.00
3 Bed
From$1,240
To$1,240
→ $0
Kennett, MOZIP-level data

1BR range: $690–$690/mo

Rock Falls, ILZIP-level data

1BR range: $740–$740/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Kennett, MO
$8,540
Monthly in Rock Falls, IL
$1,040
Difference

Home Values

Kennett
Rock Falls
$103K
Median Value
$114K
↑ +1.6%
YoY Change
↑ +3.8%
↑ +6.7%
5-Year Change
↑ +36.9%

Homes in Rock Falls are 10% more expensive than Kennett

Calculate payment - KennettCalculate payment - Rock Falls

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $504
Per year
Monthly Difference
$42.00
More take-home
Effective Rate Diff
0.3%
Rate difference

Kennett, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Rock Falls, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Additional Tax Information

Kennett, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Rock Falls, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Kennett
Rock Falls
55 Moderate
Air Quality
42 Good
34.4%
Good Air Days
72.1%
99 High
Climate Risk
94 Moderate
🌊🌡🫨
Top Hazards
🌊🌪💨
▲+2.8°F
2050 Outlook
▲+3.4°F
54 days
Heat Days >95°F
10 days
▲+2.8°F
2050 Outlook
▲+3.4°F
54 days
Heat Days >95°F
10 days

Before moving from Kennett, MO to Rock Falls, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Rock Falls, IL for the same bedroom count and included utilities as your home in Kennett, MO. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Kennett to Rock Falls moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Rock Falls, IL by cost, housing, population and region.

Frequently Asked Questions: Kennett, MO vs Rock Falls, IL

How do the cost estimates for Kennett, MO and Rock Falls, IL compare?

Rock Falls, IL has a modeled overall cost index 15.4% higher than Kennett, MO. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Kennett, MO, the model estimates $162,480 in Rock Falls, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Kennett, MO and Rock Falls, IL?

The modeled two-bedroom rents are $900/month in Kennett, MO and $940/month in Rock Falls, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Missouri and Illinois on TaxTakeHome.com

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