Kewaskum, WI vs Cold Spring, MN: Cost of Living

Which city costs less?

Cold Spring, MN has a modeled overall cost index 9.9% higher than Kewaskum, WI.

Kewaskum, WI · modeled 2BR rent
$1,180 / month
Cold Spring, MN · modeled 2BR rent
$1,360 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Kewaskum, WI and Cold Spring, MN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated extra cost: $568/month in Cold Spring, MN

$150,000 in your current city has a modeled equivalent of $156,818 in Cold Spring, MN

Regional cost estimates: Kewaskum, WI uses Milwaukee, WI. Cold Spring, MN uses Minneapolis, MN. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 9.9%
More expensive
Monthly Impact
$568
Extra cost
Annual Impact
$6.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Kewaskum, WI

Population:4K
Cost Index:
82.0
100 = national average
Typical Home:$379K

Cold Spring, MN

Population:4K
Cost Index:
90.1
100 = national average
Typical Home:$362K

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Kewaskum, WI

The Badger State

4K
Population
State Tax
Yes

Located in Wisconsin, this city has a population of 4K residents.

Cold Spring, MN

The North Star State

4K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 4K residents.

Cost Breakdown by Category

Estimated monthly spending: Kewaskum, WI vs Cold Spring, MN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 35.1%
Kewaskum, WI
$1,842
Cold Spring, MN
$2,488
Difference
$646
more
Transportation
↓ 9.2%
Kewaskum, WI
$1,497
Cold Spring, MN
$1,359
Difference
$138
less
Other
↑ 2.2%
Kewaskum, WI
$1,710
Cold Spring, MN
$1,748
Difference
$37.64
more
Groceries
↑ 3.2%
Kewaskum, WI
$1,075
Cold Spring, MN
$1,110
Difference
$34.66
more
All Utilities
↓ 3.8%
Kewaskum, WI
$570
Cold Spring, MN
$548
Difference
$21.60
less
Healthcare
↑ 1.2%
Kewaskum, WI
$806
Cold Spring, MN
$815
Difference
$9.54
more

🏠Rent Comparison

Studio
From$900
To$990
↑ $90.00
1 Bed
From$990
To$1,040
↑ $50.00
2 Bed
From$1,180
To$1,360
↑ $180
3 Bed
From$1,460
To$1,810
↑ $350
Kewaskum, WIZIP-level data

1BR range: $990–$990/mo

Cold Spring, MNZIP-level data

1BR range: $1,040–$1,040/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Kewaskum, WI
$8,068
Monthly in Cold Spring, MN
$568
Difference

Home Values

Kewaskum
Cold Spring
$379K
Median Value
$362K
↑ +6.1%
YoY Change
↑ +3.5%
↑ +35.5%
5-Year Change
↑ +35.9%

Homes in Cold Spring are 5% less expensive than Kewaskum

Calculate payment - KewaskumCalculate payment - Cold Spring

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $1.6K
More taxes
Monthly Difference
$132
Less take-home
Effective Rate Diff
1.1%
Rate difference

Kewaskum, WI

Federal Income Tax
Effective: 18.9%
$25.5K
Wisconsin State Tax
Effective: 5.9%
$8.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.6%
$45.9K
Take-Home Pay
$8,678/month
$104.1K

Cold Spring, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Additional Tax Information

Kewaskum, WI Tax Rates

Sales Tax:5.6%
Property Tax:1.8%

Cold Spring, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Kewaskum
Cold Spring
43 Good
Air Quality
42 Good
68.6%
Good Air Days
66.4%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.3°F
2050 Outlook
▲+3.6°F
13 days
Heat Days >95°F
14 days
▲+3.3°F
2050 Outlook
▲+3.6°F
13 days
Heat Days >95°F
14 days

Before moving from Kewaskum, WI to Cold Spring, MN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Cold Spring, MN for the same bedroom count and included utilities as your home in Kewaskum, WI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Kewaskum to Cold Spring moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Cold Spring, MN by cost, housing, population and region.

Frequently Asked Questions: Kewaskum, WI vs Cold Spring, MN

How do the cost estimates for Kewaskum, WI and Cold Spring, MN compare?

Cold Spring, MN has a modeled overall cost index 9.9% higher than Kewaskum, WI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Kewaskum, WI, the model estimates $156,818 in Cold Spring, MN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Kewaskum, WI and Cold Spring, MN?

The modeled two-bedroom rents are $1,180/month in Kewaskum, WI and $1,360/month in Cold Spring, MN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Wisconsin and Minnesota on TaxTakeHome.com

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