Is Columbus, OH cheaper than Keystone, FL?

Based on cost of living data, Columbus, OH is 7.1% cheaper than Keystone, FL. This translates to saving $534 per month.

What salary do I need in Columbus, OH to live like I do in Keystone, FL?

If you earn $150,000 in Keystone, FL, you'd need approximately $143,588.481 in Columbus, OH to maintain the same standard of living.

How does housing cost compare between Keystone, FL and Columbus, OH?

Housing in Columbus, OH is 10.3% cheaper than in Keystone, FL. For a two-bedroom apartment, rent is $1,315/month in Columbus, OH compared to $1,279/month in Keystone, FL.

How much can I save per month by moving from Keystone, FL to Columbus, OH?

Moving from Keystone, FL to Columbus, OH could save you approximately $534 per month, or $6412 per year, based on a $150,000 salary.

Keystone, FL vs Columbus, OH: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Keystone, FL — COL adjusted from Tampa, FL area + state data

Current salary in Keystone, FL

Numbers update automatically as you type

You'd save $534/month moving to Columbus, OH

$150.0K in your current city equals $143.6K in Columbus, OH

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 7.1%

Less expensive

Monthly Impact

$534

Savings

Annual Impact

$6.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Keystone, FL

Population:25K

Cost Index:100

Median Home:$367K

Columbus, OH

Population:906K

Cost Index:93

Median Home:$263K

Keystone, FL

The Sunshine State

25K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 25K residents.

💡 Advantage: Florida has no state income tax!

Columbus, OH

The Buckeye State

906K

Population

State Tax

Yes

Located in Ohio, this city has a population of 906K residents.

Cost Breakdown by Category

Annual spending: Keystone, FL vs Columbus, OH

Category	Keystone, FL	Columbus, OH	Difference	Change
🏠Housing	$2,288/mo	$2,053/mo	↓ $235less	10.3%
🚗Transportation	$1,208/mo	$1,366/mo	↑ $158more	13.1%
📦Other	$1,701/mo	$1,557/mo	↓ $144less	8.5%
⚡All Utilities	$557/mo	$464/mo	↓ $92.04less	16.5%
🏥Healthcare	$553/mo	$607/mo	↑ $54.30more	9.8%
🛒Groceries	$989/mo	$969/mo	↓ $19.34less	2.0%

🏠Housing

↓ 10.3%

Keystone, FL

$2,288

Columbus, OH

$2,053

Difference

$235

less

🚗Transportation

↑ 13.1%

Keystone, FL

$1,208

Columbus, OH

$1,366

Difference

$158

📦Other

↓ 8.5%

Keystone, FL

$1,701

Columbus, OH

$1,557

Difference

$144

less

⚡All Utilities

↓ 16.5%

Keystone, FL

$557

Columbus, OH

$464

Difference

$92.04

less

🏥Healthcare

↑ 9.8%

Keystone, FL

$553

Columbus, OH

$607

Difference

$54.30

🛒Groceries

↓ 2.0%

Keystone, FL

$989

Columbus, OH

$969

Difference

$19.34

less

🏛️ Local Income Taxes

Columbus, OH: Columbus Municipal Income Tax$3,750/yr (2.5%)

Keystone, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$880

To$1,020

↑ $140

1 Bed

From$1,040

To$1,100

↑ $60.00

2 Bed

From$1,279

To$1,315

↑ $36.00

3 Bed

From$1,759

To$1,575

↓ $184

Columbus, OHZIP-level data

1BR range: $870–$1,790/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,295

Monthly in Keystone, FL

$7,017

Monthly in Columbus, OH

$279

Difference

Home Values

Keystone

Columbus

Median Value

$263K

YoY Change

↓ -0.4%

5-Year Change

↑ +28.8%

Price Range

$95K - $406K

Calculate payment - Columbus

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.4K

More taxes

Monthly Difference

$369

Less take-home

Effective Rate Diff

3.0%

Rate difference

Keystone, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Columbus, OH

Federal Income Tax

Effective: 18.9%

$25.5K

Ohio State Tax

Effective: 3.0%

$4.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.6%

$41.4K

Take-Home Pay

$9,047/month

$108.6K

Additional Tax Information

Keystone, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Columbus, OH Tax Rates

Sales Tax:7.2%

Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.