Is Abilene, TX cheaper than Killeen, TX?

Based on cost of living data, Abilene, TX is 8.5% cheaper than Killeen, TX. This translates to saving $638 per month.

What salary do I need in Abilene, TX to live like I do in Killeen, TX?

If you earn $150,000 in Killeen, TX, you'd need approximately $142,342.188 in Abilene, TX to maintain the same standard of living.

How does housing cost compare between Killeen, TX and Abilene, TX?

Housing in Abilene, TX is 23.1% cheaper than in Killeen, TX. For a two-bedroom apartment, rent is $993/month in Abilene, TX compared to $898/month in Killeen, TX.

How much can I save per month by moving from Killeen, TX to Abilene, TX?

Moving from Killeen, TX to Abilene, TX could save you approximately $638 per month, or $7658 per year, based on a $150,000 salary.

Killeen, TX vs Abilene, TX: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Killeen, TX

Numbers update automatically as you type

You'd save $638/month moving to Abilene, TX

$150.0K in your current city equals $142.3K in Abilene, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 8.5%

Less expensive

Monthly Impact

$638

Savings

Annual Impact

$7.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Killeen, TX

Population:160K

Cost Index:

100

100 = national average

Median Home:$118K

Abilene, TX

Population:129K

Cost Index:

(9% below avg)

Median Home:$195K

Killeen, TX

The Lone Star State

160K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 160K residents.

💡 Advantage: Texas has no state income tax!

Abilene, TX

The Lone Star State

129K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 129K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Killeen, TX vs Abilene, TX

Category	Killeen, TX	Abilene, TX	Difference	Change
Housing	$2,427/mo	$1,865/mo	↓ $562less	23.1%
Groceries	$927/mo	$885/mo	↓ $42.23less	4.6%
Other	$1,627/mo	$1,599/mo	↓ $28.61less	1.8%
Healthcare	$569/mo	$585/mo	↑ $15.61more	2.7%
Transportation	$1,200/mo	$1,191/mo	↓ $9.65less	0.8%
All Utilities	$523/mo	$526/mo	↑ $3.15more	0.6%

Housing

↓ 23.1%

Killeen, TX

$2,427

Abilene, TX

$1,865

Difference

$562

less

Groceries

↓ 4.6%

Killeen, TX

$927

Abilene, TX

$885

Difference

$42.23

less

Other

↓ 1.8%

Killeen, TX

$1,627

Abilene, TX

$1,599

Difference

$28.61

less

Healthcare

↑ 2.7%

Killeen, TX

$569

Abilene, TX

$585

Difference

$15.61

Transportation

↓ 0.8%

Killeen, TX

$1,200

Abilene, TX

$1,191

Difference

$9.65

less

All Utilities

↑ 0.6%

Killeen, TX

$523

Abilene, TX

$526

Difference

$3.15

🏠Rent Comparison

Studio

From$715

To$788

↑ $73.00

1 Bed

From$723

To$796

↑ $73.00

2 Bed

From$898

To$993

↑ $95.00

3 Bed

From$1,247

To$1,285

↑ $38.00

Killeen, TXZIP-level data

1BR range: $910–$910/mo

Abilene, TXZIP-level data

1BR range: $900–$1,090/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,274

Monthly in Killeen, TX

$6,651

Monthly in Abilene, TX

$623

Difference

Home Values

Killeen

Abilene

$118K

Median Value

$195K

↓ -4.5%

YoY Change

↑ +2.8%

↑ +31.2%

5-Year Change

↑ +30.4%

$118K

Price Range

$130K - $285K

Homes in Abilene are 65% more expensive than Killeen

Calculate payment - Killeen Calculate payment - Abilene

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Killeen, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Abilene, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Killeen, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Abilene, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.