Is Norman, OK cheaper than Killeen, TX?

Based on cost of living data, Norman, OK is 12.9% cheaper than Killeen, TX. This translates to saving $970 per month.

What salary do I need in Norman, OK to live like I do in Killeen, TX?

If you earn $150,000 in Killeen, TX, you'd need approximately $138,363.776 in Norman, OK to maintain the same standard of living.

How does housing cost compare between Killeen, TX and Norman, OK?

Housing in Norman, OK is 31.3% cheaper than in Killeen, TX. For a two-bedroom apartment, rent is $1,057/month in Norman, OK compared to $898/month in Killeen, TX.

How much can I save per month by moving from Killeen, TX to Norman, OK?

Moving from Killeen, TX to Norman, OK could save you approximately $970 per month, or $11636 per year, based on a $150,000 salary.

Killeen, TX vs Norman, OK: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Killeen, TX

Numbers update automatically as you type

You'd save $970/month moving to Norman, OK

$150.0K in your current city equals $138.4K in Norman, OK

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 12.9%

Less expensive

Monthly Impact

$970

Savings

Annual Impact

$11.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Killeen, TX

Population:160K

Cost Index:

100

100 = national average

Median Home:$118K

Norman, OK

Population:130K

Cost Index:

(13% below avg)

Median Home:$236K

Killeen, TX

The Lone Star State

160K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 160K residents.

💡 Advantage: Texas has no state income tax!

Norman, OK

The Sooner State

130K

Population

State Tax

Yes

Located in Oklahoma, this city has a population of 130K residents.

Cost Breakdown by Category

Annual spending: Killeen, TX vs Norman, OK

Category	Killeen, TX	Norman, OK	Difference	Change
Housing	$2,427/mo	$1,668/mo	↓ $759less	31.3%
Other	$1,627/mo	$1,532/mo	↓ $94.99less	5.8%
Groceries	$927/mo	$883/mo	↓ $44.66less	4.8%
Healthcare	$569/mo	$541/mo	↓ $27.78less	4.9%
Transportation	$1,200/mo	$1,224/mo	↑ $23.85more	2.0%
All Utilities	$523/mo	$510/mo	↓ $13.45less	2.6%

Housing

↓ 31.3%

Killeen, TX

$2,427

Norman, OK

$1,668

Difference

$759

less

Other

↓ 5.8%

Killeen, TX

$1,627

Norman, OK

$1,532

Difference

$94.99

less

Groceries

↓ 4.8%

Killeen, TX

$927

Norman, OK

$883

Difference

$44.66

less

Healthcare

↓ 4.9%

Killeen, TX

$569

Norman, OK

$541

Difference

$27.78

less

Transportation

↑ 2.0%

Killeen, TX

$1,200

Norman, OK

$1,224

Difference

$23.85

All Utilities

↓ 2.6%

Killeen, TX

$523

Norman, OK

$510

Difference

$13.45

less

🏠Rent Comparison

Studio

From$715

To$794

↑ $79.00

1 Bed

From$723

To$860

↑ $137

2 Bed

From$898

To$1,057

↑ $159

3 Bed

From$1,247

To$1,425

↑ $178

Killeen, TXZIP-level data

1BR range: $910–$910/mo

Norman, OKZIP-level data

1BR range: $990–$1,080/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,274

Monthly in Killeen, TX

$6,358

Monthly in Norman, OK

$916

Difference

Home Values

Killeen

Norman

$118K

Median Value

$236K

↓ -4.5%

YoY Change

↑ +2.1%

↑ +31.2%

5-Year Change

↑ +36.8%

$118K

Price Range

$219K - $311K

Homes in Norman are 99% more expensive than Killeen

Calculate payment - Killeen Calculate payment - Norman

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.3K

More taxes

Monthly Difference

$607

Less take-home

Effective Rate Diff

4.9%

Rate difference

Killeen, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Norman, OK

Federal Income Tax

Effective: 18.9%

$25.5K

Oklahoma State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

Additional Tax Information

Killeen, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Norman, OK Tax Rates

Sales Tax:8.9%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.