Is Phoenix, AZ cheaper than Killeen, TX?

Based on cost of living data, Phoenix, AZ is 7.2% more expensive than Killeen, TX. This translates to spending an extra $539 per month.

What salary do I need in Phoenix, AZ to live like I do in Killeen, TX?

If you earn $150,000 in Killeen, TX, you'd need approximately $156,468.754 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Killeen, TX and Phoenix, AZ?

Housing in Phoenix, AZ is 14.9% more expensive than in Killeen, TX. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $898/month in Killeen, TX.

How much can I save per month by moving from Killeen, TX to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $539 more per month than Killeen, TX, or $6469 more per year, based on a $150,000 salary.

Killeen, TX vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Killeen, TX — ZIP-level rent data · COL adjusted from Austin, TX area

Current salary in Killeen, TX

Numbers update automatically as you type

You'd spend $539/month more in Phoenix, AZ

$150.0K in your current city equals $156.5K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 7.2%

More expensive

Monthly Impact

$539

Extra cost

Annual Impact

$6.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Killeen, TX

Population:160K

Cost Index:100

Median Home:$118K

Phoenix, AZ

Population:1608K

Cost Index:107

Median Home:$414K

Killeen, TX

The Lone Star State

160K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 160K residents.

💡 Advantage: Texas has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Killeen, TX vs Phoenix, AZ

Category	Killeen, TX	Phoenix, AZ	Difference	Change
🏠Housing	$2,427/mo	$2,788/mo	↑ $362more	14.9%
🚗Transportation	$1,200/mo	$1,489/mo	↑ $289more	24.1%
📦Other	$1,627/mo	$1,677/mo	↑ $49.98more	3.1%
⚡All Utilities	$523/mo	$561/mo	↑ $38.16more	7.3%
🛒Groceries	$927/mo	$963/mo	↑ $35.82more	3.9%
🏥Healthcare	$569/mo	$589/mo	↑ $19.52more	3.4%

🏠Housing

↑ 14.9%

Killeen, TX

$2,427

Phoenix, AZ

$2,788

Difference

$362

🚗Transportation

↑ 24.1%

Killeen, TX

$1,200

Phoenix, AZ

$1,489

Difference

$289

📦Other

↑ 3.1%

Killeen, TX

$1,627

Phoenix, AZ

$1,677

Difference

$49.98

⚡All Utilities

↑ 7.3%

Killeen, TX

$523

Phoenix, AZ

$561

Difference

$38.16

🛒Groceries

↑ 3.9%

Killeen, TX

$927

Phoenix, AZ

$963

Difference

$35.82

🏥Healthcare

↑ 3.4%

Killeen, TX

$569

Phoenix, AZ

$589

Difference

$19.52

🏠Rent Comparison

Studio

From$715

To$1,390

↑ $675

1 Bed

From$723

To$1,510

↑ $787

2 Bed

From$898

To$1,750

↑ $852

3 Bed

From$1,247

To$2,330

↑ $1,083

Killeen, TXZIP-level data

1BR range: $910–$910/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,274

Monthly in Killeen, TX

$8,068

Monthly in Phoenix, AZ

$794

Difference

Home Values

Killeen

Phoenix

$118K

Median Value

$414K

↓ -4.5%

YoY Change

↓ -3.1%

↑ +31.2%

5-Year Change

↑ +30.2%

$118K

Price Range

$274K - $957K

Homes in Phoenix are 250% more expensive than Killeen

Calculate payment - Killeen Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $5.2K

More taxes

Monthly Difference

$436

Less take-home

Effective Rate Diff

3.5%

Rate difference

Killeen, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Killeen, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.