Kindred, ND vs Arnolds Park, IA: Cost of Living

Which city costs less?

Arnolds Park, IA has a modeled overall cost index 11.2% higher than Kindred, ND.

Kindred, ND · modeled 2BR rent
$970 / month
Arnolds Park, IA · modeled 2BR rent
$1,070 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓
Tap to swap

Cost of Living Comparison 2026

Compare Kindred, ND and Arnolds Park, IA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $691/month in Arnolds Park, IA

$150,000 in your current city has a modeled equivalent of $158,286 in Arnolds Park, IA

Regional cost estimates: Kindred, ND uses Minneapolis, MN. Arnolds Park, IA uses Minneapolis, MN. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 11.2%
More expensive
Monthly Impact
$691
Extra cost
Annual Impact
$8.3K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Kindred, ND

Population:1K
Cost Index:
63.4
100 = national average
Typical Home:$394K

Arnolds Park, IA

Population:1K
Cost Index:
70.5
100 = national average
Typical Home:$453K

Planning the move to Arnolds Park?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Kindred, ND

The Peace Garden State

1K
Population
State Tax
Yes

Located in North Dakota, this city has a population of 1K residents.

Arnolds Park, IA

The Hawkeye State

1K
Population
State Tax
Yes

Located in Iowa, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Kindred, ND vs Arnolds Park, IA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 11.2%
Kindred, ND
$2,185
Arnolds Park, IA
$2,429
Difference
$244
more
Other
↑ 11.2%
Kindred, ND
$1,535
Arnolds Park, IA
$1,706
Difference
$172
more
Transportation
↑ 11.2%
Kindred, ND
$1,193
Arnolds Park, IA
$1,327
Difference
$133
more
Groceries
↑ 5.4%
Kindred, ND
$1,161
Arnolds Park, IA
$1,225
Difference
$63.25
more
Healthcare
↑ 5.4%
Kindred, ND
$853
Arnolds Park, IA
$899
Difference
$46.45
more
All Utilities
↑ 5.4%
Kindred, ND
$573
Arnolds Park, IA
$605
Difference
$31.23
more

🏠Rent Comparison

Studio
From$680
To$810
↑ $130
1 Bed
From$790
To$810
↑ $20.00
2 Bed
From$970
To$1,070
↑ $100
3 Bed
From$1,350
To$1,290
↓ $60.00
Kindred, NDZIP-level data

1BR range: $790–$790/mo

Arnolds Park, IAZIP-level data

1BR range: $810–$810/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Kindred, ND
$8,191
Monthly in Arnolds Park, IA
$691
Difference

Home Values

Kindred
Arnolds Park
$394K
Median Value
$453K
↑ +7.2%
YoY Change
↓ -2.4%
↑ +28.9%
5-Year Change
↑ +42.8%

Homes in Arnolds Park are 15% more expensive than Kindred

Calculate payment - KindredCalculate payment - Arnolds Park

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $7.9K
More taxes
Monthly Difference
$660
Less take-home
Effective Rate Diff
5.3%
Rate difference

Kindred, ND

Federal Income Tax
Effective: 18.9%
$25.5K
North Dakota State Tax
Effective: 1.9%
$2.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 26.5%
$39.8K
Take-Home Pay
$9,184/month
$110.2K

Arnolds Park, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Additional Tax Information

Kindred, ND Tax Rates

Sales Tax:6.8%
Property Tax:1.0%

Arnolds Park, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Kindred
Arnolds Park
42 Good
Air Quality
42 Good
66.4%
Good Air Days
66.4%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.6°F
2050 Outlook
▲+3.6°F
14 days
Heat Days >95°F
14 days
▲+3.6°F
2050 Outlook
▲+3.6°F
14 days
Heat Days >95°F
14 days

Before moving from Kindred, ND to Arnolds Park, IA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Arnolds Park, IA for the same bedroom count and included utilities as your home in Kindred, ND. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Kindred to Arnolds Park moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Arnolds Park, IA by cost, housing, population and region.

Frequently Asked Questions: Kindred, ND vs Arnolds Park, IA

How do the cost estimates for Kindred, ND and Arnolds Park, IA compare?

Arnolds Park, IA has a modeled overall cost index 11.2% higher than Kindred, ND. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Kindred, ND, the model estimates $158,286 in Arnolds Park, IA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Kindred, ND and Arnolds Park, IA?

The modeled two-bedroom rents are $970/month in Kindred, ND and $1,070/month in Arnolds Park, IA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between North Dakota and Iowa on TaxTakeHome.com

Want to compare different cities?

New Comparison