Is Charlotte, NC cheaper than Kingsport, TN?

Based on cost of living data, Charlotte, NC is 9.6% more expensive than Kingsport, TN. This translates to spending an extra $719 per month.

What salary do I need in Charlotte, NC to live like I do in Kingsport, TN?

If you earn $150,000 in Kingsport, TN, you'd need approximately $158,626.932 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Kingsport, TN and Charlotte, NC?

Housing in Charlotte, NC is 29.4% more expensive than in Kingsport, TN. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $837/month in Kingsport, TN.

How much can I save per month by moving from Kingsport, TN to Charlotte, NC?

Living in Charlotte, NC costs approximately $719 more per month than Kingsport, TN, or $8627 more per year, based on a $150,000 salary.

Kingsport, TN vs Charlotte, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Kingsport, TN — ZIP-level rent data · COL adjusted from Winston-Salem, NC area

Current salary in Kingsport, TN

Numbers update automatically as you type

You'd spend $719/month more in Charlotte, NC

$150.0K in your current city equals $158.6K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 9.6%

More expensive

Monthly Impact

$719

Extra cost

Annual Impact

$8.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Kingsport, TN

Population:57K

Cost Index:100

Median Home:$272K

Charlotte, NC

Population:875K

Cost Index:110

Median Home:$399K

Kingsport, TN

The Volunteer State

57K

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 57K residents.

💡 Advantage: Tennessee has no state income tax!

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Kingsport, TN vs Charlotte, NC

Category	Kingsport, TN	Charlotte, NC	Difference	Change
🏠Housing	$1,907/mo	$2,469/mo	↑ $561more	29.4%
📦Other	$1,565/mo	$1,707/mo	↑ $142more	9.1%
🏥Healthcare	$599/mo	$638/mo	↑ $38.81more	6.5%
🛒Groceries	$957/mo	$989/mo	↑ $32.59more	3.4%
🚗Transportation	$1,196/mo	$1,202/mo	↑ $6.55more	0.5%
⚡All Utilities	$518/mo	$519/mo	↑ $1.42more	0.3%

🏠Housing

↑ 29.4%

Kingsport, TN

$1,907

Charlotte, NC

$2,469

Difference

$561

📦Other

↑ 9.1%

Kingsport, TN

$1,565

Charlotte, NC

$1,707

Difference

$142

🏥Healthcare

↑ 6.5%

Kingsport, TN

$599

Charlotte, NC

$638

Difference

$38.81

🛒Groceries

↑ 3.4%

Kingsport, TN

$957

Charlotte, NC

$989

Difference

$32.59

🚗Transportation

↑ 0.5%

Kingsport, TN

$1,196

Charlotte, NC

$1,202

Difference

$6.55

⚡All Utilities

↑ 0.3%

Kingsport, TN

$518

Charlotte, NC

$519

Difference

$1.42

🏠Rent Comparison

Studio

From$575

To$1,630

↑ $1,055

1 Bed

From$659

To$1,710

↑ $1,051

2 Bed

From$837

To$1,870

↑ $1,033

3 Bed

From$1,074

To$2,300

↑ $1,226

Kingsport, TNZIP-level data

1BR range: $780–$780/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,742

Monthly in Kingsport, TN

$7,525

Monthly in Charlotte, NC

$783

Difference

Home Values

Kingsport

Charlotte

$272K

Median Value

$399K

↑ +0.2%

YoY Change

↓ -1.1%

↑ +48.1%

5-Year Change

↑ +40.8%

$272K

Price Range

$293K - $1.57M

Homes in Charlotte are 47% more expensive than Kingsport

Calculate payment - Kingsport Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.1K

More taxes

Monthly Difference

$594

Less take-home

Effective Rate Diff

4.7%

Rate difference

Kingsport, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Kingsport, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Kingsport

Charlotte

47 Good

Air Quality

51 Moderate

57.4%

Good Air Days

46.2%

92 Moderate

Climate Risk

97 High

🌊🌪💨

Top Hazards

🌊🌪💨

▲+2.8°F

2050 Outlook

▲+2.9°F

30 days

Heat Days >95°F

36 days

▲+2.8°F

2050 Outlook

▲+2.9°F

30 days

Heat Days >95°F

36 days

💰 See how taxes change too — compare take-home pay between Tennessee and North Carolina on TaxTakeHome.com

Where your money goes further

Cities cheaper than Kingsport, TN on a $150.0K salary

Similar cost to Charlotte, NC

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Want to compare different cities?

New Comparison

You'd spend $719/month more in Charlotte, NC

Kingsport, TN

Charlotte, NC

Kingsport, TN

Charlotte, NC

Notable Facts

Major Industries

Cost Breakdown by Category

🏠Rent Comparison

📍 Rent by ZIP Code25 ZIPs

Home Values

🏠 Home Values by ZIP24 ZIPs

Tax Comparison

Kingsport, TN

Charlotte, NC

Additional Tax Information

Kingsport, TN Tax Rates

Charlotte, NC Tax Rates

Environment

Where your money goes further

Similar cost to Charlotte, NC