Kirby, TX vs Jacinto City, TX: Cost of Living

Which city costs less?

Jacinto City, TX has a modeled overall cost index 5.4% higher than Kirby, TX.

Kirby, TX · modeled 2BR rent
$1,230 / month
Jacinto City, TX · modeled 2BR rent
$1,260 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Kirby, TX and Jacinto City, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $459/month in Jacinto City, TX

$150,000 in your current city has a modeled equivalent of $155,509 in Jacinto City, TX

Regional cost estimates: Kirby, TX uses San Antonio, TX. Jacinto City, TX uses Houston, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 5.4%
More expensive
Monthly Impact
$459
Extra cost
Annual Impact
$5.5K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Kirby, TX

Population:8K
Cost Index:
80.6
100 = national average
Typical Home:$167K

Jacinto City, TX

Population:9K
Cost Index:
84.9
100 = national average
Typical Home:$153K

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Kirby, TX

The Lone Star State

8K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 8K residents.

💡 Advantage: Texas has no state income tax!

Jacinto City, TX

The Lone Star State

9K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 9K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Kirby, TX vs Jacinto City, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Transportation
↑ 11.9%
Kirby, TX
$1,403
Jacinto City, TX
$1,570
Difference
$167
more
Other
↑ 6.6%
Kirby, TX
$1,796
Jacinto City, TX
$1,915
Difference
$119
more
Housing
↑ 3.7%
Kirby, TX
$2,060
Jacinto City, TX
$2,136
Difference
$75.67
more
All Utilities
↑ 11.1%
Kirby, TX
$574
Jacinto City, TX
$638
Difference
$63.80
more
Healthcare
↑ 6.4%
Kirby, TX
$610
Jacinto City, TX
$649
Difference
$38.85
more
Groceries
↓ 0.5%
Kirby, TX
$1,058
Jacinto City, TX
$1,052
Difference
$5.65
less

🏠Rent Comparison

Studio
From$930
To$1,020
↑ $90.00
1 Bed
From$1,010
To$1,060
↑ $50.00
2 Bed
From$1,230
To$1,260
↑ $30.00
3 Bed
From$1,580
To$1,700
↑ $120
Kirby, TXZIP-level data

1BR range: $1,010–$1,010/mo

Jacinto City, TXZIP-level data

1BR range: $1,060–$1,060/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Kirby, TX
$7,959
Monthly in Jacinto City, TX
$459
Difference

Home Values

Kirby
Jacinto City
$167K
Median Value
$153K
↓ -5.4%
YoY Change
↓ -7.8%
↑ +13%
5-Year Change
↑ +14.9%

Homes in Jacinto City are 8% less expensive than Kirby

Calculate payment - KirbyCalculate payment - Jacinto City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Kirby, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Jacinto City, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Kirby, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Jacinto City, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Kirby
Jacinto City
52 Moderate
Air Quality
61 Moderate
47.5%
Good Air Days
13.7%
99 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌅🌀
▲+2.6°F
2050 Outlook
▲+2.2°F
105 days
Heat Days >95°F
64 days
▲+2.6°F
2050 Outlook
▲+2.2°F
105 days
Heat Days >95°F
64 days

Before moving from Kirby, TX to Jacinto City, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Jacinto City, TX for the same bedroom count and included utilities as your home in Kirby, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Kirby to Jacinto City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Jacinto City, TX by cost, housing, population and region.

Frequently Asked Questions: Kirby, TX vs Jacinto City, TX

How do the cost estimates for Kirby, TX and Jacinto City, TX compare?

Jacinto City, TX has a modeled overall cost index 5.4% higher than Kirby, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Kirby, TX, the model estimates $155,509 in Jacinto City, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Kirby, TX and Jacinto City, TX?

The modeled two-bedroom rents are $1,230/month in Kirby, TX and $1,260/month in Jacinto City, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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