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Cost of Living Comparison 2026

๐Ÿ“ Kirkwood, MO โ€” ZIP-level rent data ยท COL adjusted from St. Louis, MO area

$

Numbers update automatically as you type

You'd spend $1.9K/month more in Austin, TX

$150.0K in your current city equals $172.2K in Austin, TX

Rent data from HUD ZIP-level estimates ยท COL index from St. Louis, MO-IL area
Overall Cost
โ†‘ 24.7%
More expensive
Monthly Impact
$1,854
Extra cost
Annual Impact
$22.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Kirkwood, MO

Population:29K
Cost Index:100
Median Home:$479K

Austin, TX

Population:979K
Cost Index:125
Median Home:$558K

Kirkwood, MO

The Show-Me State

29K
Population
State Tax
Yes

Located in Missouri, this city has a population of 29K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขLive music capital
  • โ€ขMajor tech hub
  • โ€ขSXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Kirkwood, MO vs Austin, TX

๐Ÿ Housing
โ†‘ 80.4%
Kirkwood, MO
$1,599
Austin, TX
$2,885
Difference
$1,286
more
๐Ÿ“ฆOther
โ†‘ 14.1%
Kirkwood, MO
$1,526
Austin, TX
$1,741
Difference
$215
more
๐Ÿš—Transportation
โ†‘ 11.3%
Kirkwood, MO
$1,154
Austin, TX
$1,284
Difference
$130
more
๐ŸฅHealthcare
โ†‘ 14.7%
Kirkwood, MO
$513
Austin, TX
$589
Difference
$75.49
more
๐Ÿ›’Groceries
โ†‘ 3.7%
Kirkwood, MO
$925
Austin, TX
$959
Difference
$34.38
more
โšกAll Utilities
โ†‘ 3.7%
Kirkwood, MO
$522
Austin, TX
$541
Difference
$19.22
more

๐Ÿ Rent Comparison

Studio
From$896
To$1,585
โ†‘ $689
1 Bed
From$936
To$1,685
โ†‘ $749
2 Bed
From$1,146
To$1,995
โ†‘ $849
3 Bed
From$1,477
To$2,525
โ†‘ $1,048
Kirkwood, MOZIP-level data

1BR range: $1,160โ€“$1,160/mo

Austin, TXZIP-level data

1BR range: $1,490โ€“$2,350/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,238
Monthly in Kirkwood, MO
$7,998
Monthly in Austin, TX
$1,761
Difference

Home Values

Kirkwood
Austin
$479K
Median Value
$558K
โ†‘ +4.1%
YoY Change
โ†“ -5%
โ†‘ +33.2%
5-Year Change
โ†‘ +12.6%
$479K
Price Range
$272K - $1.26M

Homes in Austin are 17% more expensive than Kirkwood

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.9K
Per year
Monthly Difference
$661
More take-home
Effective Rate Diff
5.3%
Rate difference

Kirkwood, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Kirkwood, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Kirkwood
Austin
54 Moderate
Air Quality
52 Moderate
38%
Good Air Days
42.6%
99 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
39 days
Heat Days >95ยฐF
98 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
39 days
Heat Days >95ยฐF
98 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Missouri and Texas on TaxTakeHome.com

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