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Cost of Living Comparison 2026

📍 Kirkwood, MO — ZIP-level rent data · COL adjusted from St. Louis, MO area

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Numbers update automatically as you type

You'd spend $1.9K/month more in Nashville, TN

$150.0K in your current city equals $172.2K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from St. Louis, MO-IL area
Overall Cost
↑ 24.7%
More expensive
Monthly Impact
$1,854
Extra cost
Annual Impact
$22.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Kirkwood, MO

Population:29K
Cost Index:100
Median Home:$479K

Nashville, TN

Population:689K
Cost Index:125
Median Home:$489K

Kirkwood, MO

The Show-Me State

29K
Population
State Tax
Yes

Located in Missouri, this city has a population of 29K residents.

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Music City USA
  • •Country music capital
  • •Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Kirkwood, MO vs Nashville, TN

🏠Housing
↑ 65.8%
Kirkwood, MO
$1,599
Nashville, TN
$2,651
Difference
$1,052
more
📦Other
↑ 27.3%
Kirkwood, MO
$1,526
Nashville, TN
$1,942
Difference
$416
more
🚗Transportation
↑ 11.3%
Kirkwood, MO
$1,154
Nashville, TN
$1,284
Difference
$130
more
🏥Healthcare
↑ 18.3%
Kirkwood, MO
$513
Nashville, TN
$607
Difference
$94.07
more
🛒Groceries
↑ 2.6%
Kirkwood, MO
$925
Nashville, TN
$949
Difference
$24.39
more
⚡All Utilities
↓ 0.5%
Kirkwood, MO
$522
Nashville, TN
$519
Difference
$2.64
less

🏠Rent Comparison

Studio
From$896
To$1,600
↑ $704
1 Bed
From$936
To$1,680
↑ $744
2 Bed
From$1,146
To$1,840
↑ $694
3 Bed
From$1,477
To$2,350
↑ $873
Kirkwood, MOZIP-level data

1BR range: $1,160–$1,160/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,238
Monthly in Kirkwood, MO
$7,952
Monthly in Nashville, TN
$1,714
Difference

Home Values

Kirkwood
Nashville
$479K
Median Value
$489K
↑ +4.1%
YoY Change
↓ -2.1%
↑ +33.2%
5-Year Change
↑ +32.1%
$479K
Price Range
$320K - $1.16M

Homes in Nashville are 2% more expensive than Kirkwood

Calculate payment - KirkwoodCalculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.9K
Per year
Monthly Difference
$661
More take-home
Effective Rate Diff
5.3%
Rate difference

Kirkwood, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Kirkwood, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Kirkwood
Nashville
54 Moderate
Air Quality
50 Good
38%
Good Air Days
51.6%
99 High
Climate Risk
97 High
🌊🌡🫨
Top Hazards
🌊🫨🌪
▲+3.0°F
2050 Outlook
▲+2.8°F
39 days
Heat Days >95°F
42 days
▲+3.0°F
2050 Outlook
▲+2.8°F
39 days
Heat Days >95°F
42 days

💰 See how taxes change too — compare take-home pay between Missouri and Tennessee on TaxTakeHome.com

Similar cost to Nashville, TN

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