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Cost of Living Comparison 2026

๐Ÿ“ Kirkwood, MO โ€” ZIP-level rent data ยท COL adjusted from St. Louis, MO area

$

Numbers update automatically as you type

You'd spend $1.9K/month more in Tampa, FL

$150.0K in your current city equals $172.2K in Tampa, FL

Rent data from HUD ZIP-level estimates ยท COL index from St. Louis, MO-IL area
Overall Cost
โ†‘ 24.7%
More expensive
Monthly Impact
$1,854
Extra cost
Annual Impact
$22.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Kirkwood, MO

Population:29K
Cost Index:100
Median Home:$479K

Tampa, FL

Population:385K
Cost Index:125
Median Home:$367K

Kirkwood, MO

The Show-Me State

29K
Population
State Tax
Yes

Located in Missouri, this city has a population of 29K residents.

Tampa, FL

The Sunshine State

385K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor Tampa Bay area
  • โ€ขNo state income tax
  • โ€ขGrowing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Annual spending: Kirkwood, MO vs Tampa, FL

๐Ÿ Housing
โ†‘ 69.1%
Kirkwood, MO
$1,599
Tampa, FL
$2,703
Difference
$1,104
more
๐Ÿ“ฆOther
โ†‘ 18.5%
Kirkwood, MO
$1,526
Tampa, FL
$1,808
Difference
$282
more
๐Ÿš—Transportation
โ†‘ 11.3%
Kirkwood, MO
$1,154
Tampa, FL
$1,284
Difference
$130
more
๐Ÿ›’Groceries
โ†‘ 10.2%
Kirkwood, MO
$925
Tampa, FL
$1,019
Difference
$94.34
more
๐ŸฅHealthcare
โ†‘ 11.1%
Kirkwood, MO
$513
Tampa, FL
$570
Difference
$56.90
more
โšกAll Utilities
โ†‘ 10.0%
Kirkwood, MO
$522
Tampa, FL
$574
Difference
$52.01
more

๐Ÿ Rent Comparison

Studio
From$896
To$1,850
โ†‘ $954
1 Bed
From$936
To$1,960
โ†‘ $1,024
2 Bed
From$1,146
To$2,290
โ†‘ $1,144
3 Bed
From$1,477
To$2,930
โ†‘ $1,453
Kirkwood, MOZIP-level data

1BR range: $1,160โ€“$1,160/mo

Tampa, FLZIP-level data

1BR range: $1,410โ€“$2,550/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,238
Monthly in Kirkwood, MO
$7,958
Monthly in Tampa, FL
$1,720
Difference

Home Values

Kirkwood
Tampa
$479K
Median Value
$367K
โ†‘ +4.1%
YoY Change
โ†“ -4%
โ†‘ +33.2%
5-Year Change
โ†‘ +42.1%
$479K
Price Range
$251K - $989K

Homes in Tampa are 23% less expensive than Kirkwood

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.9K
Per year
Monthly Difference
$661
More take-home
Effective Rate Diff
5.3%
Rate difference

Kirkwood, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Tampa, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Kirkwood, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Tampa, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Kirkwood
Tampa
54 Moderate
Air Quality
50 Good
38%
Good Air Days
52.5%
99 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
39 days
Heat Days >95ยฐF
38 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
39 days
Heat Days >95ยฐF
38 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Missouri and Florida on TaxTakeHome.com

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