Is Clarksville, TN cheaper than Knoxville, TN?

Based on cost of living data, Clarksville, TN is 4.0% more expensive than Knoxville, TN. This translates to spending an extra $301 per month.

What salary do I need in Clarksville, TN to live like I do in Knoxville, TN?

If you earn $150,000 in Knoxville, TN, you'd need approximately $153,612.586 in Clarksville, TN to maintain the same standard of living.

How does housing cost compare between Knoxville, TN and Clarksville, TN?

Housing in Clarksville, TN is 4.2% cheaper than in Knoxville, TN. For a two-bedroom apartment, rent is $1,136/month in Clarksville, TN compared to $1,495/month in Knoxville, TN.

How much can I save per month by moving from Knoxville, TN to Clarksville, TN?

Living in Clarksville, TN costs approximately $301 more per month than Knoxville, TN, or $3613 more per year, based on a $150,000 salary.

Knoxville, TN vs Clarksville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Knoxville, TN

Numbers update automatically as you type

You'd spend $301/month more in Clarksville, TN

$150.0K in your current city equals $153.6K in Clarksville, TN

Rent data from HUD ZIP-level estimates · COL index from Knoxville, TN area

Overall Cost

↑ 4.0%

More expensive

Monthly Impact

$301

Extra cost

Annual Impact

$3.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Knoxville, TN

Population:198K

Cost Index:

100

100 = national average

Median Home:$369K

Clarksville, TN

Population:181K

Cost Index:

104

(4% above avg)

Median Home:$302K

Knoxville, TN

The Volunteer State

198K

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 198K residents.

💡 Advantage: Tennessee has no state income tax!

Clarksville, TN

The Volunteer State

181K

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 181K residents.

💡 Advantage: Tennessee has no state income tax!

Cost Breakdown by Category

Annual spending: Knoxville, TN vs Clarksville, TN

Category	Knoxville, TN	Clarksville, TN	Difference	Change
Other	$1,668/mo	$1,854/mo	↑ $186more	11.2%
Housing	$2,378/mo	$2,278/mo	↓ $100less	4.2%
Groceries	$967/mo	$928/mo	↓ $39.66less	4.1%
All Utilities	$468/mo	$507/mo	↑ $38.93more	8.3%
Healthcare	$556/mo	$593/mo	↑ $37.31more	6.7%
Transportation	$1,236/mo	$1,226/mo	↓ $9.99less	0.8%

Other

↑ 11.2%

Knoxville, TN

$1,668

Clarksville, TN

$1,854

Difference

$186

Housing

↓ 4.2%

Knoxville, TN

$2,378

Clarksville, TN

$2,278

Difference

$100

less

Groceries

↓ 4.1%

Knoxville, TN

$967

Clarksville, TN

$928

Difference

$39.66

less

All Utilities

↑ 8.3%

Knoxville, TN

$468

Clarksville, TN

$507

Difference

$38.93

Healthcare

↑ 6.7%

Knoxville, TN

$556

Clarksville, TN

$593

Difference

$37.31

Transportation

↓ 0.8%

Knoxville, TN

$1,236

Clarksville, TN

$1,226

Difference

$9.99

less

🏠Rent Comparison

Studio

From$1,200

To$917

↓ $283

1 Bed

From$1,200

To$925

↓ $275

2 Bed

From$1,495

To$1,136

↓ $359

3 Bed

From$1,891

To$1,583

↓ $308

Knoxville, TNZIP-level data

1BR range: $980–$1,480/mo

Clarksville, TNZIP-level data

1BR range: $1,120–$1,170/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,274

Monthly in Knoxville, TN

$7,387

Monthly in Clarksville, TN

$113

Difference

Home Values

Knoxville

Clarksville

$369K

Median Value

$302K

↑ +0.7%

YoY Change

↓ -0.6%

↑ +64.1%

5-Year Change

↑ +39.6%

$196K - $638K

Price Range

$289K - $393K

Homes in Clarksville are 18% less expensive than Knoxville

Calculate payment - Knoxville Calculate payment - Clarksville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Knoxville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Clarksville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Knoxville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

Clarksville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.