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Cost of Living Comparison 2026

๐Ÿ“ Kokomo, IN โ€” ZIP-level rent data ยท COL adjusted from Indianapolis, IN area

$

Numbers update automatically as you type

You'd spend $1.5K/month more in Austin, TX

$150.0K in your current city equals $168.5K in Austin, TX

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 20.6%
More expensive
Monthly Impact
$1,544
Extra cost
Annual Impact
$18.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Kokomo, IN

Population:60K
Cost Index:100
Median Home:$175K

Austin, TX

Population:979K
Cost Index:121
Median Home:$558K

Kokomo, IN

The Hoosier State

60K
Population
State Tax
Yes

Located in Indiana, this city has a population of 60K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขLive music capital
  • โ€ขMajor tech hub
  • โ€ขSXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Kokomo, IN vs Austin, TX

๐Ÿ Housing
โ†‘ 67.5%
Kokomo, IN
$1,722
Austin, TX
$2,885
Difference
$1,162
more
๐Ÿ“ฆOther
โ†‘ 11.5%
Kokomo, IN
$1,561
Austin, TX
$1,741
Difference
$180
more
๐Ÿš—Transportation
โ†‘ 10.0%
Kokomo, IN
$1,167
Austin, TX
$1,284
Difference
$117
more
๐Ÿ›’Groceries
โ†‘ 5.3%
Kokomo, IN
$911
Austin, TX
$959
Difference
$48.37
more
โšกAll Utilities
โ†‘ 8.6%
Kokomo, IN
$498
Austin, TX
$541
Difference
$42.84
more
๐ŸฅHealthcare
โ†‘ 2.0%
Kokomo, IN
$577
Austin, TX
$589
Difference
$11.51
more

๐Ÿ›๏ธ Local Income Taxes

Kokomo, IN: Howard County Income Tax$2,250/yr (1.5%)

Austin, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$718
To$1,585
โ†‘ $867
1 Bed
From$722
To$1,685
โ†‘ $963
2 Bed
From$914
To$1,995
โ†‘ $1,081
3 Bed
From$1,127
To$2,525
โ†‘ $1,398
Kokomo, INZIP-level data

1BR range: $830โ€“$900/mo

Austin, TXZIP-level data

1BR range: $1,490โ€“$2,350/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,437
Monthly in Kokomo, IN
$7,998
Monthly in Austin, TX
$1,562
Difference

Home Values

Kokomo
Austin
$175K
Median Value
$558K
โ†‘ +5.7%
YoY Change
โ†“ -5%
โ†‘ +48.9%
5-Year Change
โ†‘ +12.6%
$156K - $193K
Price Range
$272K - $1.26M

Homes in Austin are 219% more expensive than Kokomo

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $4.8K
Per year
Monthly Difference
$404
More take-home
Effective Rate Diff
3.2%
Rate difference

Kokomo, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Kokomo, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Kokomo
Austin
54 Moderate
Air Quality
52 Moderate
36.6%
Good Air Days
42.6%
97 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
18 days
Heat Days >95ยฐF
98 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
18 days
Heat Days >95ยฐF
98 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Indiana and Texas on TaxTakeHome.com

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