MoveNumbers
Tap to swap

Cost of Living Comparison 2026

๐Ÿ“ Kokomo, IN โ€” ZIP-level rent data ยท COL adjusted from Indianapolis, IN area

$

Numbers update automatically as you type

You'd spend $1.6K/month more in Phoenix, AZ

$150.0K in your current city equals $168.7K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 20.8%
More expensive
Monthly Impact
$1,561
Extra cost
Annual Impact
$18.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Kokomo, IN

Population:60K
Cost Index:100
Median Home:$175K

Phoenix, AZ

Population:1608K
Cost Index:121
Median Home:$414K

Kokomo, IN

The Hoosier State

60K
Population
State Tax
Yes

Located in Indiana, this city has a population of 60K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Kokomo, IN vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 61.9%
Kokomo, IN
$1,722
Phoenix, AZ
$2,788
Difference
$1,066
more
๐Ÿš—Transportation
โ†‘ 27.6%
Kokomo, IN
$1,167
Phoenix, AZ
$1,489
Difference
$322
more
๐Ÿ“ฆOther
โ†‘ 7.4%
Kokomo, IN
$1,561
Phoenix, AZ
$1,677
Difference
$116
more
โšกAll Utilities
โ†‘ 12.7%
Kokomo, IN
$498
Phoenix, AZ
$561
Difference
$63.06
more
๐Ÿ›’Groceries
โ†‘ 5.7%
Kokomo, IN
$911
Phoenix, AZ
$963
Difference
$52.36
more
๐ŸฅHealthcare
โ†‘ 2.0%
Kokomo, IN
$577
Phoenix, AZ
$589
Difference
$11.51
more

๐Ÿ›๏ธ Local Income Taxes

Kokomo, IN: Howard County Income Tax$2,250/yr (1.5%)

Phoenix, AZ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$718
To$1,390
โ†‘ $672
1 Bed
From$722
To$1,510
โ†‘ $788
2 Bed
From$914
To$1,750
โ†‘ $836
3 Bed
From$1,127
To$2,330
โ†‘ $1,203
Kokomo, INZIP-level data

1BR range: $830โ€“$900/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,437
Monthly in Kokomo, IN
$8,068
Monthly in Phoenix, AZ
$1,631
Difference

Home Values

Kokomo
Phoenix
$175K
Median Value
$414K
โ†‘ +5.7%
YoY Change
โ†“ -3.1%
โ†‘ +48.9%
5-Year Change
โ†‘ +30.2%
$156K - $193K
Price Range
$274K - $957K

Homes in Phoenix are 137% more expensive than Kokomo

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $388
More taxes
Monthly Difference
$32.32
Less take-home
Effective Rate Diff
0.3%
Rate difference

Kokomo, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Kokomo, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Kokomo
Phoenix
54 Moderate
Air Quality
77 Moderate
36.6%
Good Air Days
9%
97 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
18 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
18 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Indiana and Arizona on TaxTakeHome.com

Similar cost to Phoenix, AZ

Other cities in a similar price range

Want to compare different cities?

New Comparison