Kosciusko, MS vs Central City, KY: Cost of Living

Which city costs less?

Central City, KY has a modeled overall cost index 20.0% higher than Kosciusko, MS.

Kosciusko, MS · modeled 2BR rent: $930 / month
Central City, KY · modeled 2BR rent: $1,020 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Kosciusko, MS and Central City, KY using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Kosciusko, MS

Numbers update automatically as you type

Estimated extra cost: $1,253/month in Central City, KY

$150,000 in your current city has a modeled equivalent of $165,039 in Central City, KY

Regional cost estimates: Kosciusko, MS uses Memphis, TN. Central City, KY uses Nashville, TN. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 20.0%

More expensive

Monthly Impact

$1,253

Extra cost

Annual Impact

$15.0K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Kosciusko, MS

Population:7K

Cost Index:

68.7

100 = national average

Typical Home:$111K

Central City, KY

Population:6K

Cost Index:

82.5

100 = national average

Typical Home:$115K

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Kosciusko, MS

The Magnolia State

Population

State Tax

Yes

Located in Mississippi, this city has a population of 7K residents.

Central City, KY

The Bluegrass State

Population

State Tax

Yes

Located in Kentucky, this city has a population of 6K residents.

Cost Breakdown by Category

Estimated monthly spending: Kosciusko, MS vs Central City, KY

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Kosciusko, MS	Central City, KY	Difference	Change
Housing	$1,829/mo	$2,633/mo	↑ $804more	44.0%
Other	$1,844/mo	$2,143/mo	↑ $300more	16.3%
Healthcare	$649/mo	$749/mo	↑ $100more	15.4%
Transportation	$1,369/mo	$1,417/mo	↑ $48.28more	3.5%
Groceries	$1,157/mo	$1,171/mo	↑ $13.61more	1.2%
All Utilities	$653/mo	$640/mo	↓ $12.75less	2.0%

Housing

↑ 44.0%

Kosciusko, MS

$1,829

Central City, KY

$2,633

Difference

$804

Other

↑ 16.3%

Kosciusko, MS

$1,844

Central City, KY

$2,143

Difference

$300

Healthcare

↑ 15.4%

Kosciusko, MS

$649

Central City, KY

$749

Difference

$100

Transportation

↑ 3.5%

Kosciusko, MS

$1,369

Central City, KY

$1,417

Difference

$48.28

Groceries

↑ 1.2%

Kosciusko, MS

$1,157

Central City, KY

$1,171

Difference

$13.61

All Utilities

↓ 2.0%

Kosciusko, MS

$653

Central City, KY

$640

Difference

$12.75

less

🏠Rent Comparison

Studio

From$730

To$770

↑ $40.00

1 Bed

From$760

To$780

↑ $20.00

2 Bed

From$930

To$1,020

↑ $90.00

3 Bed

From$1,130

To$1,350

↑ $220

Kosciusko, MSZIP-level data

1BR range: $760–$760/mo

Central City, KYZIP-level data

1BR range: $780–$780/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Kosciusko, MS

$8,753

Monthly in Central City, KY

$1,253

Difference

Home Values

Kosciusko

Central City

$111K

Median Value

$115K

↓ -13.8%

YoY Change

↓ -3.9%

↓ -4.9%

5-Year Change

↑ +19.9%

Homes in Central City are 4% more expensive than Kosciusko

Calculate payment - Kosciusko Calculate payment - Central City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $150

More taxes

Monthly Difference

$12.50

Less take-home

Effective Rate Diff

0.1%

Rate difference

Kosciusko, MS

Federal Income Tax

Effective: 18.9%

$25.5K

Mississippi State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,803/month

$105.6K

Central City, KY

Federal Income Tax

Effective: 18.9%

$25.5K

Kentucky State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Additional Tax Information

Kosciusko, MS Tax Rates

Sales Tax:7.1%

Property Tax:0.6%

Central City, KY Tax Rates

Sales Tax:6.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Kosciusko

Central City

55 Moderate

Air Quality

50 Good

34.4%

Good Air Days

51.6%

99 High

Climate Risk

97 High

🌊🌡🫨

Top Hazards

🌊🫨🌪

▲+2.8°F

2050 Outlook

▲+2.8°F

54 days

Heat Days >95°F

42 days

▲+2.8°F

2050 Outlook

▲+2.8°F

54 days

Heat Days >95°F

42 days

Before moving from Kosciusko, MS to Central City, KY

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Central City, KY for the same bedroom count and included utilities as your home in Kosciusko, MS. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Kosciusko to Central City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Central City, KY by cost, housing, population and region.

Frequently Asked Questions: Kosciusko, MS vs Central City, KY

How do the cost estimates for Kosciusko, MS and Central City, KY compare?

Central City, KY has a modeled overall cost index 20.0% higher than Kosciusko, MS. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Kosciusko, MS, the model estimates $165,039 in Central City, KY. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Kosciusko, MS and Central City, KY?

The modeled two-bedroom rents are $930/month in Kosciusko, MS and $1,020/month in Central City, KY. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Mississippi and Kentucky on TaxTakeHome.com

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