Is Austin, TX cheaper than Kyle, TX?

Based on cost of living data, Austin, TX is 6.4% more expensive than Kyle, TX. This translates to spending an extra $476 per month.

What salary do I need in Austin, TX to live like I do in Kyle, TX?

If you earn $150,000 in Kyle, TX, you'd need approximately $155,716.823 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Kyle, TX and Austin, TX?

Housing in Austin, TX is 18.2% more expensive than in Kyle, TX. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,399/month in Kyle, TX.

How much can I save per month by moving from Kyle, TX to Austin, TX?

Living in Austin, TX costs approximately $476 more per month than Kyle, TX, or $5717 more per year, based on a $150,000 salary.

Kyle, TX vs Austin, TX: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Kyle, TX — COL adjusted from Austin, TX area + state data

Current salary in Kyle, TX

Numbers update automatically as you type

You'd spend $476/month more in Austin, TX

$150.0K in your current city equals $155.7K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Austin-Round Rock-Georgetown, TX area

Overall Cost

↑ 6.4%

More expensive

Monthly Impact

$476

Extra cost

Annual Impact

$5.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Kyle, TX

Population:63K

Cost Index:100

Median Home:$558K

Austin, TX

Population:979K

Cost Index:106

Median Home:$558K

Kyle, TX

The Lone Star State

63K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 63K residents.

💡 Advantage: Texas has no state income tax!

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Kyle, TX vs Austin, TX

Category	Kyle, TX	Austin, TX	Difference	Change
🏠Housing	$2,441/mo	$2,885/mo	↑ $444more	18.2%
📦Other	$1,637/mo	$1,741/mo	↑ $104more	6.4%
🚗Transportation	$1,207/mo	$1,284/mo	↑ $76.69more	6.4%
🛒Groceries	$930/mo	$959/mo	↑ $29.09more	3.1%
🏥Healthcare	$571/mo	$589/mo	↑ $17.85more	3.1%
⚡All Utilities	$525/mo	$541/mo	↑ $16.40more	3.1%

🏠Housing

↑ 18.2%

Kyle, TX

$2,441

Austin, TX

$2,885

Difference

$444

📦Other

↑ 6.4%

Kyle, TX

$1,637

Austin, TX

$1,741

Difference

$104

🚗Transportation

↑ 6.4%

Kyle, TX

$1,207

Austin, TX

$1,284

Difference

$76.69

🛒Groceries

↑ 3.1%

Kyle, TX

$930

Austin, TX

$959

Difference

$29.09

🏥Healthcare

↑ 3.1%

Kyle, TX

$571

Austin, TX

$589

Difference

$17.85

⚡All Utilities

↑ 3.1%

Kyle, TX

$525

Austin, TX

$541

Difference

$16.40

🏠Rent Comparison

Studio

From$959

To$1,585

↑ $626

1 Bed

From$1,119

To$1,685

↑ $566

2 Bed

From$1,399

To$1,995

↑ $596

3 Bed

From$1,918

To$2,525

↑ $607

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,311

Monthly in Kyle, TX

$7,998

Monthly in Austin, TX

$688

Difference

Home Values

Kyle

Austin

Median Value

$558K

YoY Change

↓ -5%

5-Year Change

↑ +12.6%

Price Range

$272K - $1.26M

Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Kyle, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Kyle, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.