La Monte, MO vs Camp Point, IL: Cost of Living

Which city costs less?

Camp Point, IL has a modeled overall cost index 0.6% higher than La Monte, MO.

La Monte, MO · modeled 2BR rent
$890 / month
Camp Point, IL · modeled 2BR rent
$930 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare La Monte, MO and Camp Point, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated savings: $78.43/month in Camp Point, IL

$150,000 in your current city has a modeled equivalent of $149,059 in Camp Point, IL

Regional cost estimates: La Monte, MO uses Kansas City, MO. Camp Point, IL uses St. Louis, MO. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 0.6%
More expensive
Monthly Impact
$78.43
Savings
Annual Impact
$941
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

La Monte, MO

Population:1K
Cost Index:
75.5
100 = national average
Typical Home:$195K

Camp Point, IL

Population:1K
Cost Index:
75.9
100 = national average
Typical Home:$189K

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La Monte, MO

The Show-Me State

1K
Population
State Tax
Yes

Located in Missouri, this city has a population of 1K residents.

Camp Point, IL

The Prairie State

1K
Population
State Tax
Yes

Located in Illinois, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: La Monte, MO vs Camp Point, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 7.5%
La Monte, MO
$2,029
Camp Point, IL
$1,877
Difference
$153
less
Healthcare
↓ 11.5%
La Monte, MO
$710
Camp Point, IL
$628
Difference
$81.93
less
Other
↑ 4.0%
La Monte, MO
$1,721
Camp Point, IL
$1,791
Difference
$69.31
more
Transportation
↑ 4.0%
La Monte, MO
$1,302
Camp Point, IL
$1,355
Difference
$52.43
more
Groceries
↑ 2.0%
La Monte, MO
$1,110
Camp Point, IL
$1,132
Difference
$22.13
more
All Utilities
↑ 2.0%
La Monte, MO
$626
Camp Point, IL
$639
Difference
$12.48
more

🏠Rent Comparison

Studio
From$690
To$640
↓ $50.00
1 Bed
From$690
To$710
↑ $20.00
2 Bed
From$890
To$930
↑ $40.00
3 Bed
From$1,150
To$1,160
↑ $10.00
La Monte, MOZIP-level data

1BR range: $690–$690/mo

Camp Point, ILZIP-level data

1BR range: $710–$710/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in La Monte, MO
$7,422
Monthly in Camp Point, IL
$78.43
Difference

Home Values

La Monte
Camp Point
$195K
Median Value
$189K
↑ +6%
YoY Change
↑ +10.1%
↑ +44.4%
5-Year Change
↑ +16%

Homes in Camp Point are 3% less expensive than La Monte

Calculate payment - La MonteCalculate payment - Camp Point

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $504
Per year
Monthly Difference
$42.00
More take-home
Effective Rate Diff
0.3%
Rate difference

La Monte, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Camp Point, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Additional Tax Information

La Monte, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Camp Point, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

La Monte
Camp Point
46 Good
Air Quality
54 Moderate
59.3%
Good Air Days
38%
97 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🫨
▲+3.3°F
2050 Outlook
▲+3.0°F
44 days
Heat Days >95°F
39 days
▲+3.3°F
2050 Outlook
▲+3.0°F
44 days
Heat Days >95°F
39 days

Before moving from La Monte, MO to Camp Point, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Camp Point, IL for the same bedroom count and included utilities as your home in La Monte, MO. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your La Monte to Camp Point moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Camp Point, IL by cost, housing, population and region.

Frequently Asked Questions: La Monte, MO vs Camp Point, IL

How do the cost estimates for La Monte, MO and Camp Point, IL compare?

Camp Point, IL has a modeled overall cost index 0.6% higher than La Monte, MO. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in La Monte, MO, the model estimates $149,059 in Camp Point, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for La Monte, MO and Camp Point, IL?

The modeled two-bedroom rents are $890/month in La Monte, MO and $930/month in Camp Point, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Missouri and Illinois on TaxTakeHome.com

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