Is Phoenix, AZ cheaper than La Vergne, TN?

Based on cost of living data, Phoenix, AZ is 6.8% more expensive than La Vergne, TN. This translates to spending an extra $512 per month.

What salary do I need in Phoenix, AZ to live like I do in La Vergne, TN?

If you earn $150,000 in La Vergne, TN, you'd need approximately $156,139.433 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between La Vergne, TN and Phoenix, AZ?

Housing in Phoenix, AZ is 24.6% more expensive than in La Vergne, TN. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,587/month in La Vergne, TN.

How much can I save per month by moving from La Vergne, TN to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $512 more per month than La Vergne, TN, or $6139 more per year, based on a $150,000 salary.

La Vergne, TN vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 La Vergne, TN — ZIP-level rent data · COL adjusted from Nashville, TN area

Current salary in La Vergne, TN

Numbers update automatically as you type

You'd spend $512/month more in Phoenix, AZ

$150.0K in your current city equals $156.1K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Nashville-Davidson-Murfreesboro-Franklin, TN area

Overall Cost

↑ 6.8%

More expensive

Monthly Impact

$512

Extra cost

Annual Impact

$6.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

La Vergne, TN

Population:40K

Cost Index:100

Median Home:$343K

Phoenix, AZ

Population:1608K

Cost Index:107

Median Home:$414K

La Vergne, TN

The Volunteer State

40K

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 40K residents.

💡 Advantage: Tennessee has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: La Vergne, TN vs Phoenix, AZ

Category	La Vergne, TN	Phoenix, AZ	Difference	Change
🏠Housing	$2,238/mo	$2,788/mo	↑ $551more	24.6%
🚗Transportation	$1,204/mo	$1,489/mo	↑ $285more	23.6%
📦Other	$1,821/mo	$1,677/mo	↓ $144less	7.9%
⚡All Utilities	$503/mo	$561/mo	↑ $58.43more	11.6%
🛒Groceries	$919/mo	$963/mo	↑ $43.91more	4.8%
🏥Healthcare	$588/mo	$589/mo	↑ $0.55more	0.1%

🏠Housing

↑ 24.6%

La Vergne, TN

$2,238

Phoenix, AZ

$2,788

Difference

$551

🚗Transportation

↑ 23.6%

La Vergne, TN

$1,204

Phoenix, AZ

$1,489

Difference

$285

📦Other

↓ 7.9%

La Vergne, TN

$1,821

Phoenix, AZ

$1,677

Difference

$144

less

⚡All Utilities

↑ 11.6%

La Vergne, TN

$503

Phoenix, AZ

$561

Difference

$58.43

🛒Groceries

↑ 4.8%

La Vergne, TN

$919

Phoenix, AZ

$963

Difference

$43.91

🏥Healthcare

↑ 0.1%

La Vergne, TN

$588

Phoenix, AZ

$589

Difference

$0.55

🏠Rent Comparison

Studio

From$1,379

To$1,390

↑ $11.00

1 Bed

From$1,451

To$1,510

↑ $59.00

2 Bed

From$1,587

To$1,750

↑ $163

3 Bed

From$2,025

To$2,330

↑ $305

La Vergne, TNZIP-level data

1BR range: $1,820–$1,820/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,274

Monthly in La Vergne, TN

$8,068

Monthly in Phoenix, AZ

$794

Difference

Home Values

La Vergne

Phoenix

$343K

Median Value

$414K

↓ -2.4%

YoY Change

↓ -3.1%

↑ +29.7%

5-Year Change

↑ +30.2%

$343K

Price Range

$274K - $957K

Homes in Phoenix are 21% more expensive than La Vergne

Calculate payment - La Vergne Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $5.2K

More taxes

Monthly Difference

$436

Less take-home

Effective Rate Diff

3.5%

Rate difference

La Vergne, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

La Vergne, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.