Is Phoenix, AZ cheaper than Lacey, WA?

Based on cost of living data, Phoenix, AZ is 6.0% cheaper than Lacey, WA. This translates to saving $448 per month.

What salary do I need in Phoenix, AZ to live like I do in Lacey, WA?

If you earn $150,000 in Lacey, WA, you'd need approximately $144,628.903 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Lacey, WA and Phoenix, AZ?

Housing in Phoenix, AZ is 6.3% cheaper than in Lacey, WA. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,750/month in Lacey, WA.

How much can I save per month by moving from Lacey, WA to Phoenix, AZ?

Moving from Lacey, WA to Phoenix, AZ could save you approximately $448 per month, or $5371 per year, based on a $150,000 salary.

Lacey, WA vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Lacey, WA — ZIP-level rent data · COL adjusted from Tacoma, WA area

Current salary in Lacey, WA

Numbers update automatically as you type

You'd save $448/month moving to Phoenix, AZ

$150.0K in your current city equals $144.6K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 6.0%

Less expensive

Monthly Impact

$448

Savings

Annual Impact

$5.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lacey, WA

Population:58K

Cost Index:100

Median Home:$514K

Phoenix, AZ

Population:1608K

Cost Index:94

Median Home:$414K

Lacey, WA

The Evergreen State

58K

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 58K residents.

💡 Advantage: Washington has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Lacey, WA vs Phoenix, AZ

Category	Lacey, WA	Phoenix, AZ	Difference	Change
🚗Transportation	$1,844/mo	$1,489/mo	↓ $355less	19.3%
🏥Healthcare	$812/mo	$589/mo	↓ $224less	27.5%
🏠Housing	$2,976/mo	$2,788/mo	↓ $187less	6.3%
🛒Groceries	$1,064/mo	$963/mo	↓ $100less	9.4%
⚡All Utilities	$474/mo	$561/mo	↑ $87.29more	18.4%
📦Other	$1,593/mo	$1,677/mo	↑ $84.02more	5.3%

🚗Transportation

↓ 19.3%

Lacey, WA

$1,844

Phoenix, AZ

$1,489

Difference

$355

less

🏥Healthcare

↓ 27.5%

Lacey, WA

$812

Phoenix, AZ

$589

Difference

$224

less

🏠Housing

↓ 6.3%

Lacey, WA

$2,976

Phoenix, AZ

$2,788

Difference

$187

less

🛒Groceries

↓ 9.4%

Lacey, WA

$1,064

Phoenix, AZ

$963

Difference

$100

less

⚡All Utilities

↑ 18.4%

Lacey, WA

$474

Phoenix, AZ

$561

Difference

$87.29

📦Other

↑ 5.3%

Lacey, WA

$1,593

Phoenix, AZ

$1,677

Difference

$84.02

🏠Rent Comparison

Studio

From$1,375

To$1,390

↑ $15.00

1 Bed

From$1,503

To$1,510

↑ $7.00

2 Bed

From$1,750

To$1,750

→ $0

3 Bed

From$2,332

To$2,330

↓ $2.00

Lacey, WAZIP-level data

1BR range: $1,580–$1,990/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,763

Monthly in Lacey, WA

$8,068

Monthly in Phoenix, AZ

$695

Difference

Home Values

Lacey

Phoenix

$514K

Median Value

$414K

↑ +0.2%

YoY Change

↓ -3.1%

↑ +27.6%

5-Year Change

↑ +30.2%

$477K - $572K

Price Range

$274K - $957K

Homes in Phoenix are 20% less expensive than Lacey

Calculate payment - Lacey Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $5.2K

More taxes

Monthly Difference

$436

Less take-home

Effective Rate Diff

3.5%

Rate difference

Lacey, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Lacey, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.