Laguna Hills, CA vs Morgan Hill, CA: Cost of Living

Which city costs less?

Morgan Hill, CA has a modeled overall cost index 9.0% higher than Laguna Hills, CA.

Laguna Hills, CA · modeled 2BR rent: $3,570 / month
Morgan Hill, CA · modeled 2BR rent: $2,820 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Laguna Hills, CA and Morgan Hill, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Laguna Hills, CA

Numbers update automatically as you type

Estimated extra cost: $688/month in Morgan Hill, CA

$150,000 in your current city has a modeled equivalent of $158,260 in Morgan Hill, CA

Regional cost estimates: Laguna Hills, CA uses Irvine, CA. Morgan Hill, CA uses San Jose, CA. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 9.0%

More expensive

Monthly Impact

$688

Extra cost

Annual Impact

$8.3K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Laguna Hills, CA

Population:30K

Cost Index:

171.9

100 = national average

Typical Home:$1.23M

Morgan Hill, CA

Population:44K

Cost Index:

187.4

100 = national average

Typical Home:$1.31M

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Laguna Hills, CA

The Golden State

30K

Population

State Tax

Yes

Located in California, this city has a population of 30K residents.

Morgan Hill, CA

The Golden State

44K

Population

State Tax

Yes

Located in California, this city has a population of 44K residents.

Cost Breakdown by Category

Estimated monthly spending: Laguna Hills, CA vs Morgan Hill, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Laguna Hills, CA	Morgan Hill, CA	Difference	Change
Housing	$3,953/mo	$4,977/mo	↑ $1,024more	25.9%
Transportation	$1,258/mo	$805/mo	↓ $453less	36.0%
Healthcare	$330/mo	$418/mo	↑ $88.72more	26.9%
All Utilities	$333/mo	$275/mo	↓ $58.12less	17.4%
Groceries	$621/mo	$669/mo	↑ $47.53more	7.6%
Other	$1,005/mo	$1,044/mo	↑ $38.93more	3.9%

Housing

↑ 25.9%

Laguna Hills, CA

$3,953

Morgan Hill, CA

$4,977

Difference

$1,024

Transportation

↓ 36.0%

Laguna Hills, CA

$1,258

Morgan Hill, CA

$805

Difference

$453

less

Healthcare

↑ 26.9%

Laguna Hills, CA

$330

Morgan Hill, CA

$418

Difference

$88.72

All Utilities

↓ 17.4%

Laguna Hills, CA

$333

Morgan Hill, CA

$275

Difference

$58.12

less

Groceries

↑ 7.6%

Laguna Hills, CA

$621

Morgan Hill, CA

$669

Difference

$47.53

Other

↑ 3.9%

Laguna Hills, CA

$1,005

Morgan Hill, CA

$1,044

Difference

$38.93

🏠Rent Comparison

Studio

From$2,960

To$2,120

↓ $840

1 Bed

From$3,030

To$2,410

↓ $620

2 Bed

From$3,570

To$2,820

↓ $750

3 Bed

From$4,850

To$3,730

↓ $1,120

Laguna Hills, CAZIP-level data

1BR range: $3,030–$3,030/mo

Morgan Hill, CAZIP-level data

1BR range: $2,410–$2,410/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Laguna Hills, CA

$8,188

Monthly in Morgan Hill, CA

$688

Difference

Home Values

Laguna Hills

Morgan Hill

$1.23M

Median Value

$1.31M

↓ -3%

YoY Change

↓ -0.5%

↑ +50.9%

5-Year Change

↑ +28.4%

Homes in Morgan Hill are 6% more expensive than Laguna Hills

Calculate payment - Laguna Hills Calculate payment - Morgan Hill

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Laguna Hills, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Morgan Hill, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Laguna Hills, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Morgan Hill, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Laguna Hills

Morgan Hill

54 Moderate

Air Quality

47 Good

32.5%

Good Air Days

55.4%

100 Very High

Climate Risk

100 Very High

🔥🌊🌅

Top Hazards

🌊🌅🌡

▲+2.3°F

2050 Outlook

▲+2.0°F

5 days

Heat Days >95°F

11 days

▲+2.3°F

2050 Outlook

▲+2.0°F

5 days

Heat Days >95°F

11 days

Before moving from Laguna Hills, CA to Morgan Hill, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Morgan Hill, CA for the same bedroom count and included utilities as your home in Laguna Hills, CA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Laguna Hills to Morgan Hill moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Morgan Hill, CA by cost, housing, population and region.

Frequently Asked Questions: Laguna Hills, CA vs Morgan Hill, CA

How do the cost estimates for Laguna Hills, CA and Morgan Hill, CA compare?

Morgan Hill, CA has a modeled overall cost index 9.0% higher than Laguna Hills, CA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Laguna Hills, CA, the model estimates $158,260 in Morgan Hill, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Laguna Hills, CA and Morgan Hill, CA?

The modeled two-bedroom rents are $3,570/month in Laguna Hills, CA and $2,820/month in Morgan Hill, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.