Lake Jackson, TX vs Terrell, TX: Cost of Living

Which city costs less?

Terrell, TX has a modeled overall cost index 6.3% higher than Lake Jackson, TX.

Lake Jackson, TX · modeled 2BR rent
$1,410 / month
Terrell, TX · modeled 2BR rent
$1,520 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Lake Jackson, TX and Terrell, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $345/month in Terrell, TX

$150,000 in your current city has a modeled equivalent of $154,137 in Terrell, TX

Regional cost estimates: Lake Jackson, TX uses Houston, TX. Terrell, TX uses Garland, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 6.3%
More expensive
Monthly Impact
$345
Extra cost
Annual Impact
$4.1K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Lake Jackson, TX

Population:28K
Cost Index:
86.4
100 = national average
Typical Home:$264K

Terrell, TX

Population:21K
Cost Index:
91.9
100 = national average
Typical Home:$256K

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Lake Jackson, TX

The Lone Star State

28K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 28K residents.

💡 Advantage: Texas has no state income tax!

Terrell, TX

The Lone Star State

21K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 21K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Lake Jackson, TX vs Terrell, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 10.4%
Lake Jackson, TX
$2,017
Terrell, TX
$2,228
Difference
$210
more
Groceries
↑ 10.5%
Lake Jackson, TX
$986
Terrell, TX
$1,089
Difference
$104
more
Healthcare
↑ 15.7%
Lake Jackson, TX
$608
Terrell, TX
$703
Difference
$95.22
more
Transportation
↓ 5.3%
Lake Jackson, TX
$1,483
Terrell, TX
$1,405
Difference
$78.29
less
All Utilities
↑ 4.8%
Lake Jackson, TX
$597
Terrell, TX
$626
Difference
$28.59
more
Other
↓ 0.8%
Lake Jackson, TX
$1,809
Terrell, TX
$1,794
Difference
$14.90
less

🏠Rent Comparison

Studio
From$1,120
To$1,250
↑ $130
1 Bed
From$1,290
To$1,300
↑ $10.00
2 Bed
From$1,410
To$1,520
↑ $110
3 Bed
From$1,910
To$1,910
→ $0
Lake Jackson, TXZIP-level data

1BR range: $1,290–$1,290/mo

Terrell, TXZIP-level data

1BR range: $1,300–$1,300/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Lake Jackson, TX
$7,845
Monthly in Terrell, TX
$345
Difference

Home Values

Lake Jackson
Terrell
$264K
Median Value
$256K
↑ +0.2%
YoY Change
↓ -2.9%
↑ +19.2%
5-Year Change
↑ +29.9%

Homes in Terrell are 3% less expensive than Lake Jackson

Calculate payment - Lake JacksonCalculate payment - Terrell

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Lake Jackson, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Terrell, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Lake Jackson, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Terrell, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lake Jackson
Terrell
61 Moderate
Air Quality
55 Moderate
13.7%
Good Air Days
35.2%
100 Very High
Climate Risk
100 Very High
🌊🌅🌀
Top Hazards
🌊🌡🌪
▲+2.2°F
2050 Outlook
▲+2.7°F
64 days
Heat Days >95°F
84 days
▲+2.2°F
2050 Outlook
▲+2.7°F
64 days
Heat Days >95°F
84 days

Before moving from Lake Jackson, TX to Terrell, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Terrell, TX for the same bedroom count and included utilities as your home in Lake Jackson, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Lake Jackson to Terrell moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Terrell, TX by cost, housing, population and region.

Frequently Asked Questions: Lake Jackson, TX vs Terrell, TX

How do the cost estimates for Lake Jackson, TX and Terrell, TX compare?

Terrell, TX has a modeled overall cost index 6.3% higher than Lake Jackson, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Lake Jackson, TX, the model estimates $154,137 in Terrell, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Lake Jackson, TX and Terrell, TX?

The modeled two-bedroom rents are $1,410/month in Lake Jackson, TX and $1,520/month in Terrell, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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