Lake Oswego, OR vs West Linn, OR: Cost of Living

Which city costs less?

West Linn, OR has a modeled overall cost index 0.9% lower than Lake Oswego, OR.

Lake Oswego, OR · modeled 2BR rent: $2,295 / month
West Linn, OR · modeled 2BR rent: $2,330 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Lake Oswego, OR and West Linn, OR using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Lake Oswego, OR

Numbers update automatically as you type

Estimated savings: $62.34/month in West Linn, OR

$150,000 in your current city has a modeled equivalent of $149,252 in West Linn, OR

Regional cost estimates: Lake Oswego, OR uses Portland, OR. West Linn, OR uses Portland, OR. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 0.9%

Less expensive

Monthly Impact

$62.34

Savings

Annual Impact

$748

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Lake Oswego, OR

Population:40K

Cost Index:

122.2

100 = national average

Typical Home:$902K

West Linn, OR

Population:27K

Cost Index:

121.0

100 = national average

Typical Home:$750K

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Lake Oswego, OR

The Beaver State

40K

Population

State Tax

Yes

Located in Oregon, this city has a population of 40K residents.

West Linn, OR

The Beaver State

27K

Population

State Tax

Yes

Located in Oregon, this city has a population of 27K residents.

Cost Breakdown by Category

Estimated monthly spending: Lake Oswego, OR vs West Linn, OR

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Lake Oswego, OR	West Linn, OR	Difference	Change
Housing	$3,126/mo	$3,097/mo	↓ $29.25less	0.9%
Other	$1,422/mo	$1,408/mo	↓ $13.30less	0.9%
Transportation	$1,271/mo	$1,259/mo	↓ $11.89less	0.9%
Groceries	$814/mo	$811/mo	↓ $3.82less	0.5%
Healthcare	$505/mo	$503/mo	↓ $2.37less	0.5%
All Utilities	$362/mo	$360/mo	↓ $1.70less	0.5%

Housing

↓ 0.9%

Lake Oswego, OR

$3,126

West Linn, OR

$3,097

Difference

$29.25

less

Other

↓ 0.9%

Lake Oswego, OR

$1,422

West Linn, OR

$1,408

Difference

$13.30

less

Transportation

↓ 0.9%

Lake Oswego, OR

$1,271

West Linn, OR

$1,259

Difference

$11.89

less

Groceries

↓ 0.5%

Lake Oswego, OR

$814

West Linn, OR

$811

Difference

$3.82

less

Healthcare

↓ 0.5%

Lake Oswego, OR

$505

West Linn, OR

$503

Difference

$2.37

less

All Utilities

↓ 0.5%

Lake Oswego, OR

$362

West Linn, OR

$360

Difference

$1.70

less

🏠Rent Comparison

Studio

From$1,875

To$1,900

↑ $25.00

1 Bed

From$2,005

To$2,030

↑ $25.00

2 Bed

From$2,295

To$2,330

↑ $35.00

3 Bed

From$3,130

To$3,180

↑ $50.00

Lake Oswego, ORZIP-level data

1BR range: $1,990–$2,020/mo

West Linn, ORZIP-level data

1BR range: $2,030–$2,030/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Lake Oswego, OR

$7,438

Monthly in West Linn, OR

$62.34

Difference

Home Values

Lake Oswego

West Linn

$902K

Median Value

$750K

↑ +0.1%

YoY Change

↑ +0.2%

↑ +29.2%

5-Year Change

↑ +30.2%

$720K - $1.08M

Price Range

$750K

Homes in West Linn are 17% less expensive than Lake Oswego

Calculate payment - Lake Oswego Calculate payment - West Linn

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Lake Oswego, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

West Linn, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Additional Tax Information

Lake Oswego, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

West Linn, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lake Oswego

West Linn

35 Good

Air Quality

35 Good

85%

Good Air Days

85%

98 High

Climate Risk

98 High

🌊🌡🫨

Top Hazards

🌊🌡🫨

▲+2.5°F

2050 Outlook

▲+2.5°F

9 days

Heat Days >95°F

9 days

▲+2.5°F

2050 Outlook

▲+2.5°F

9 days

Heat Days >95°F

9 days

Before moving from Lake Oswego, OR to West Linn, OR

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in West Linn, OR for the same bedroom count and included utilities as your home in Lake Oswego, OR. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Lake Oswego to West Linn moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to West Linn, OR by cost, housing, population and region.

Frequently Asked Questions: Lake Oswego, OR vs West Linn, OR

How do the cost estimates for Lake Oswego, OR and West Linn, OR compare?

West Linn, OR has a modeled overall cost index 0.9% lower than Lake Oswego, OR. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Lake Oswego, OR, the model estimates $149,252 in West Linn, OR. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Lake Oswego, OR and West Linn, OR?

The modeled two-bedroom rents are $2,295/month in Lake Oswego, OR and $2,330/month in West Linn, OR. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.