Lake Winnebago, MO vs Stacy, MN: Cost of Living

Which city costs less?

Stacy, MN has a modeled overall cost index 17.6% higher than Lake Winnebago, MO.

Lake Winnebago, MO · modeled 2BR rent
$2,000 / month
Stacy, MN · modeled 2BR rent
$1,790 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Lake Winnebago, MO and Stacy, MN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated extra cost: $1,173/month in Stacy, MN

$150,000 in your current city has a modeled equivalent of $164,082 in Stacy, MN

Regional cost estimates: Lake Winnebago, MO uses Kansas City, MO. Stacy, MN uses Saint Paul, MN. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 17.6%
More expensive
Monthly Impact
$1,173
Extra cost
Annual Impact
$14.1K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Lake Winnebago, MO

Population:2K
Cost Index:
78.9
100 = national average
Typical Home:$393K

Stacy, MN

Population:2K
Cost Index:
92.8
100 = national average
Typical Home:$398K

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Lake Winnebago, MO

The Show-Me State

2K
Population
State Tax
Yes

Located in Missouri, this city has a population of 2K residents.

Stacy, MN

The North Star State

2K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Lake Winnebago, MO vs Stacy, MN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 29.4%
Lake Winnebago, MO
$2,044
Stacy, MN
$2,645
Difference
$601
more
Transportation
↑ 14.4%
Lake Winnebago, MO
$1,312
Stacy, MN
$1,500
Difference
$189
more
Healthcare
↑ 25.0%
Lake Winnebago, MO
$700
Stacy, MN
$875
Difference
$175
more
Other
↑ 8.1%
Lake Winnebago, MO
$1,734
Stacy, MN
$1,875
Difference
$141
more
Groceries
↑ 8.9%
Lake Winnebago, MO
$1,094
Stacy, MN
$1,191
Difference
$96.82
more
All Utilities
↓ 4.7%
Lake Winnebago, MO
$617
Stacy, MN
$588
Difference
$29.17
less

🏠Rent Comparison

Studio
From$1,610
To$1,300
↓ $310
1 Bed
From$1,760
To$1,470
↓ $290
2 Bed
From$2,000
To$1,790
↓ $210
3 Bed
From$2,600
To$2,370
↓ $230
Lake Winnebago, MOZIP-level data

1BR range: $1,760–$1,760/mo

Stacy, MNZIP-level data

1BR range: $1,470–$1,470/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Lake Winnebago, MO
$8,673
Monthly in Stacy, MN
$1,173
Difference

Home Values

Lake Winnebago
Stacy
$393K
Median Value
$398K
↑ +4%
YoY Change
↑ +2.9%
↑ +36.1%
5-Year Change
↑ +27.1%

Homes in Stacy are 1% more expensive than Lake Winnebago

Calculate payment - Lake WinnebagoCalculate payment - Stacy

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $2.5K
More taxes
Monthly Difference
$209
Less take-home
Effective Rate Diff
1.7%
Rate difference

Lake Winnebago, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Stacy, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Additional Tax Information

Lake Winnebago, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Stacy, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lake Winnebago
Stacy
46 Good
Air Quality
36 Good
59.3%
Good Air Days
72.4%
97 High
Climate Risk
95 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.3°F
2050 Outlook
▲+3.7°F
44 days
Heat Days >95°F
14 days
▲+3.3°F
2050 Outlook
▲+3.7°F
44 days
Heat Days >95°F
14 days

Before moving from Lake Winnebago, MO to Stacy, MN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Stacy, MN for the same bedroom count and included utilities as your home in Lake Winnebago, MO. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Lake Winnebago to Stacy moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Stacy, MN by cost, housing, population and region.

Frequently Asked Questions: Lake Winnebago, MO vs Stacy, MN

How do the cost estimates for Lake Winnebago, MO and Stacy, MN compare?

Stacy, MN has a modeled overall cost index 17.6% higher than Lake Winnebago, MO. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Lake Winnebago, MO, the model estimates $164,082 in Stacy, MN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Lake Winnebago, MO and Stacy, MN?

The modeled two-bedroom rents are $2,000/month in Lake Winnebago, MO and $1,790/month in Stacy, MN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Missouri and Minnesota on TaxTakeHome.com

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