Lakeville, MN vs Rochester Hills, MI: Cost of Living

Which city costs less?

Rochester Hills, MI has a modeled overall cost index 19.3% lower than Lakeville, MN.

Lakeville, MN · modeled 2BR rent: $2,180 / month
Rochester Hills, MI · modeled 2BR rent: $1,810 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Lakeville, MN and Rochester Hills, MI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Lakeville, MN

Numbers update automatically as you type

Estimated savings: $1,226/month in Rochester Hills, MI

$150,000 in your current city has a modeled equivalent of $135,290 in Rochester Hills, MI

Regional cost estimates: Lakeville, MN uses Minneapolis, MN. Rochester Hills, MI uses Detroit, MI. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 19.3%

Less expensive

Monthly Impact

$1,226

Savings

Annual Impact

$14.7K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Lakeville, MN

Population:76K

Cost Index:

103.9

100 = national average

Typical Home:$503K

Rochester Hills, MI

Population:76K

Cost Index:

83.9

100 = national average

Typical Home:$460K

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Lakeville, MN

The North Star State

76K

Population

State Tax

Yes

Located in Minnesota, this city has a population of 76K residents.

Rochester Hills, MI

The Great Lakes State

76K

Population

State Tax

Yes

Located in Michigan, this city has a population of 76K residents.

Cost Breakdown by Category

Estimated monthly spending: Lakeville, MN vs Rochester Hills, MI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Lakeville, MN	Rochester Hills, MI	Difference	Change
Housing	$2,363/mo	$1,301/mo	↓ $1,062less	44.9%
Healthcare	$721/mo	$535/mo	↓ $186less	25.7%
Transportation	$1,291/mo	$1,456/mo	↑ $166more	12.8%
Other	$1,660/mo	$1,552/mo	↓ $108less	6.5%
Groceries	$981/mo	$901/mo	↓ $80.31less	8.2%
All Utilities	$485/mo	$529/mo	↑ $44.49more	9.2%

Housing

↓ 44.9%

Lakeville, MN

$2,363

Rochester Hills, MI

$1,301

Difference

$1,062

less

Healthcare

↓ 25.7%

Lakeville, MN

$721

Rochester Hills, MI

$535

Difference

$186

less

Transportation

↑ 12.8%

Lakeville, MN

$1,291

Rochester Hills, MI

$1,456

Difference

$166

Other

↓ 6.5%

Lakeville, MN

$1,660

Rochester Hills, MI

$1,552

Difference

$108

less

Groceries

↓ 8.2%

Lakeville, MN

$981

Rochester Hills, MI

$901

Difference

$80.31

less

All Utilities

↑ 9.2%

Lakeville, MN

$485

Rochester Hills, MI

$529

Difference

$44.49

🏠Rent Comparison

Studio

From$1,580

To$1,290

↓ $290

1 Bed

From$1,790

To$1,440

↓ $350

2 Bed

From$2,180

To$1,810

↓ $370

3 Bed

From$2,890

To$2,210

↓ $680

Lakeville, MNZIP-level data

1BR range: $1,790–$1,790/mo

Rochester Hills, MIZIP-level data

1BR range: $1,330–$1,440/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Lakeville, MN

$6,274

Monthly in Rochester Hills, MI

$1,226

Difference

Home Values

Lakeville

Rochester Hills

$503K

Median Value

$460K

↑ +0.7%

YoY Change

↑ +3.2%

↑ +21.8%

5-Year Change

↑ +37.9%

$503K

Price Range

$398K - $570K

Homes in Rochester Hills are 8% less expensive than Lakeville

Calculate payment - Lakeville Calculate payment - Rochester Hills

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.1K

Per year

Monthly Difference

$338

More take-home

Effective Rate Diff

2.7%

Rate difference

Lakeville, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Rochester Hills, MI

Federal Income Tax

Effective: 18.9%

$25.5K

Michigan State Tax

Effective: 4.3%

$6.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.9%

$43.4K

Take-Home Pay

$8,884/month

$106.6K

Additional Tax Information

Lakeville, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

Rochester Hills, MI Tax Rates

Sales Tax:6.0%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lakeville

Rochester Hills

42 Good

Air Quality

55 Moderate

66.4%

Good Air Days

32.8%

98 High

Climate Risk

99 High

🌊🌡🌪

Top Hazards

🌊🌡🌪

▲+3.6°F

2050 Outlook

▲+3.1°F

14 days

Heat Days >95°F

10 days

▲+3.6°F

2050 Outlook

▲+3.1°F

14 days

Heat Days >95°F

10 days

Before moving from Lakeville, MN to Rochester Hills, MI

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Rochester Hills, MI for the same bedroom count and included utilities as your home in Lakeville, MN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Lakeville to Rochester Hills moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Rochester Hills, MI by cost, housing, population and region.

Frequently Asked Questions: Lakeville, MN vs Rochester Hills, MI

How do the cost estimates for Lakeville, MN and Rochester Hills, MI compare?

Rochester Hills, MI has a modeled overall cost index 19.3% lower than Lakeville, MN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Lakeville, MN, the model estimates $135,290 in Rochester Hills, MI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Lakeville, MN and Rochester Hills, MI?

The modeled two-bedroom rents are $2,180/month in Lakeville, MN and $1,810/month in Rochester Hills, MI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Minnesota and Michigan on TaxTakeHome.com