Is St. Louis, MO cheaper than Lakewood, CO?

Based on cost of living data, St. Louis, MO is 18.2% cheaper than Lakewood, CO. This translates to saving $1365 per month.

What salary do I need in St. Louis, MO to live like I do in Lakewood, CO?

If you earn $150,000 in Lakewood, CO, you'd need approximately $133,617.097 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Lakewood, CO and St. Louis, MO?

Housing in St. Louis, MO is 33.8% cheaper than in Lakewood, CO. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,599/month in Lakewood, CO.

How much can I save per month by moving from Lakewood, CO to St. Louis, MO?

Moving from Lakewood, CO to St. Louis, MO could save you approximately $1365 per month, or $16383 per year, based on a $150,000 salary.

Lakewood, CO vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Lakewood, CO — ZIP-level rent data · COL adjusted from Denver, CO area

Current salary in Lakewood, CO

Numbers update automatically as you type

You'd save $1.4K/month moving to St. Louis, MO

$150.0K in your current city equals $133.6K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Denver-Aurora-Lakewood, CO area

Overall Cost

↓ 18.2%

Less expensive

Monthly Impact

$1,365

Savings

Annual Impact

$16.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lakewood, CO

Population:156K

Cost Index:100

Median Home:$585K

St. Louis, MO

Population:302K

Cost Index:82

Median Home:$145K

Lakewood, CO

The Centennial State

156K

Population

State Tax

Yes

Located in Colorado, this city has a population of 156K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Lakewood, CO vs St. Louis, MO

Category	Lakewood, CO	St. Louis, MO	Difference	Change
🏠Housing	$2,827/mo	$1,871/mo	↓ $956less	33.8%
🚗Transportation	$1,413/mo	$1,216/mo	↓ $198less	14.0%
📦Other	$1,716/mo	$1,607/mo	↓ $109less	6.3%
🏥Healthcare	$621/mo	$527/mo	↓ $94.79less	15.3%
🛒Groceries	$1,012/mo	$949/mo	↓ $62.77less	6.2%
⚡All Utilities	$510/mo	$535/mo	↑ $25.05more	4.9%

🏠Housing

↓ 33.8%

Lakewood, CO

$2,827

St. Louis, MO

$1,871

Difference

$956

less

🚗Transportation

↓ 14.0%

Lakewood, CO

$1,413

St. Louis, MO

$1,216

Difference

$198

less

📦Other

↓ 6.3%

Lakewood, CO

$1,716

St. Louis, MO

$1,607

Difference

$109

less

🏥Healthcare

↓ 15.3%

Lakewood, CO

$621

St. Louis, MO

$527

Difference

$94.79

less

🛒Groceries

↓ 6.2%

Lakewood, CO

$1,012

St. Louis, MO

$949

Difference

$62.77

less

⚡All Utilities

↑ 4.9%

Lakewood, CO

$510

St. Louis, MO

$535

Difference

$25.05

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Lakewood, CO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,257

To$910

↓ $347

1 Bed

From$1,344

To$950

↓ $394

2 Bed

From$1,599

To$1,160

↓ $439

3 Bed

From$2,092

To$1,490

↓ $602

Lakewood, COZIP-level data

1BR range: $1,620–$1,900/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,100

Monthly in Lakewood, CO

$6,705

Monthly in St. Louis, MO

$1,395

Difference

Home Values

Lakewood

St. Louis

$585K

Median Value

$145K

↓ -2.6%

YoY Change

↓ -0.8%

↑ +20.1%

5-Year Change

↑ +10.9%

$519K - $652K

Price Range

$38K - $302K

Homes in St. Louis are 75% less expensive than Lakewood

Calculate payment - Lakewood Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $1.3K

More taxes

Monthly Difference

$111

Less take-home

Effective Rate Diff

0.9%

Rate difference

Lakewood, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Lakewood, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.