Is Austin, TX cheaper than Lakewood Ranch, FL?

Based on cost of living data, Austin, TX is 6.2% more expensive than Lakewood Ranch, FL. This translates to spending an extra $467 per month.

What salary do I need in Austin, TX to live like I do in Lakewood Ranch, FL?

If you earn $150,000 in Lakewood Ranch, FL, you'd need approximately $155,603.765 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Lakewood Ranch, FL and Austin, TX?

Housing in Austin, TX is 26.0% more expensive than in Lakewood Ranch, FL. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,280/month in Lakewood Ranch, FL.

How much can I save per month by moving from Lakewood Ranch, FL to Austin, TX?

Living in Austin, TX costs approximately $467 more per month than Lakewood Ranch, FL, or $5604 more per year, based on a $150,000 salary.

Lakewood Ranch, FL vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Lakewood Ranch, FL — COL adjusted from Tampa, FL area + state data

Current salary in Lakewood Ranch, FL

Numbers update automatically as you type

You'd spend $467/month more in Austin, TX

$150.0K in your current city equals $155.6K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 6.2%

More expensive

Monthly Impact

$467

Extra cost

Annual Impact

$5.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lakewood Ranch, FL

Population:35K

Cost Index:100

Median Home:$367K

Austin, TX

Population:979K

Cost Index:106

Median Home:$558K

Lakewood Ranch, FL

The Sunshine State

35K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 35K residents.

💡 Advantage: Florida has no state income tax!

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Lakewood Ranch, FL vs Austin, TX

Category	Lakewood Ranch, FL	Austin, TX	Difference	Change
🏠Housing	$2,290/mo	$2,885/mo	↑ $595more	26.0%
🚗Transportation	$1,209/mo	$1,284/mo	↑ $75.26more	6.2%
📦Other	$1,702/mo	$1,741/mo	↑ $39.01more	2.3%
🏥Healthcare	$553/mo	$589/mo	↑ $35.54more	6.4%
🛒Groceries	$989/mo	$959/mo	↓ $29.63less	3.0%
⚡All Utilities	$557/mo	$541/mo	↓ $15.72less	2.8%

🏠Housing

↑ 26.0%

Lakewood Ranch, FL

$2,290

Austin, TX

$2,885

Difference

$595

🚗Transportation

↑ 6.2%

Lakewood Ranch, FL

$1,209

Austin, TX

$1,284

Difference

$75.26

📦Other

↑ 2.3%

Lakewood Ranch, FL

$1,702

Austin, TX

$1,741

Difference

$39.01

🏥Healthcare

↑ 6.4%

Lakewood Ranch, FL

$553

Austin, TX

$589

Difference

$35.54

🛒Groceries

↓ 3.0%

Lakewood Ranch, FL

$989

Austin, TX

$959

Difference

$29.63

less

⚡All Utilities

↓ 2.8%

Lakewood Ranch, FL

$557

Austin, TX

$541

Difference

$15.72

less

🏠Rent Comparison

Studio

From$880

To$1,585

↑ $705

1 Bed

From$1,040

To$1,685

↑ $645

2 Bed

From$1,280

To$1,995

↑ $715

3 Bed

From$1,760

To$2,525

↑ $765

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,299

Monthly in Lakewood Ranch, FL

$7,998

Monthly in Austin, TX

$699

Difference

Home Values

Lakewood Ranch

Austin

Median Value

$558K

YoY Change

↓ -5%

5-Year Change

↑ +12.6%

Price Range

$272K - $1.26M

Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Lakewood Ranch, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Lakewood Ranch, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.