Lanark, IL vs Fort Loramie, OH: Cost of Living

Which city costs less?

Fort Loramie, OH has a modeled overall cost index 14.7% lower than Lanark, IL.

Lanark, IL · modeled 2BR rent: $920 / month
Fort Loramie, OH · modeled 2BR rent: $970 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Lanark, IL and Fort Loramie, OH using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Lanark, IL

Numbers update automatically as you type

Estimated savings: $1,052/month in Fort Loramie, OH

$150,000 in your current city has a modeled equivalent of $137,379 in Fort Loramie, OH

Regional cost estimates: Lanark, IL uses Madison, WI. Fort Loramie, OH uses Fort Wayne, IN. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 14.7%

Less expensive

Monthly Impact

$1,052

Savings

Annual Impact

$12.6K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Lanark, IL

Population:1K

Cost Index:

87.4

100 = national average

Typical Home:$309K

Fort Loramie, OH

Population:2K

Cost Index:

74.6

100 = national average

Typical Home:$321K

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Lanark, IL

The Prairie State

Population

State Tax

Yes

Located in Illinois, this city has a population of 1K residents.

Fort Loramie, OH

The Buckeye State

Population

State Tax

Yes

Located in Ohio, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Lanark, IL vs Fort Loramie, OH

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Lanark, IL	Fort Loramie, OH	Difference	Change
Housing	$2,303/mo	$1,642/mo	↓ $661less	28.7%
Other	$1,664/mo	$1,494/mo	↓ $170less	10.2%
Healthcare	$732/mo	$616/mo	↓ $116less	15.8%
Transportation	$1,307/mo	$1,192/mo	↓ $115less	8.8%
All Utilities	$517/mo	$532/mo	↑ $14.40more	2.8%
Groceries	$977/mo	$972/mo	↓ $4.19less	0.4%

Housing

↓ 28.7%

Lanark, IL

$2,303

Fort Loramie, OH

$1,642

Difference

$661

less

Other

↓ 10.2%

Lanark, IL

$1,664

Fort Loramie, OH

$1,494

Difference

$170

less

Healthcare

↓ 15.8%

Lanark, IL

$732

Fort Loramie, OH

$616

Difference

$116

less

Transportation

↓ 8.8%

Lanark, IL

$1,307

Fort Loramie, OH

$1,192

Difference

$115

less

All Utilities

↑ 2.8%

Lanark, IL

$517

Fort Loramie, OH

$532

Difference

$14.40

Groceries

↓ 0.4%

Lanark, IL

$977

Fort Loramie, OH

$972

Difference

$4.19

less

🏠Rent Comparison

Studio

From$750

To$680

↓ $70.00

1 Bed

From$760

To$740

↓ $20.00

2 Bed

From$920

To$970

↑ $50.00

3 Bed

From$1,220

To$1,300

↑ $80.00

Lanark, ILZIP-level data

1BR range: $760–$760/mo

Fort Loramie, OHZIP-level data

1BR range: $740–$740/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Lanark, IL

$6,448

Monthly in Fort Loramie, OH

$1,052

Difference

Home Values

Lanark

Fort Loramie

$309K

Median Value

$321K

↑ +6.6%

YoY Change

↑ +10.2%

↑ +51.2%

5-Year Change

↑ +47.7%

Homes in Fort Loramie are 4% more expensive than Lanark

Calculate payment - Lanark Calculate payment - Fort Loramie

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $3.0K

Per year

Monthly Difference

$250

More take-home

Effective Rate Diff

2.0%

Rate difference

Lanark, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Fort Loramie, OH

Federal Income Tax

Effective: 18.9%

$25.5K

Ohio State Tax

Effective: 3.0%

$4.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.6%

$41.4K

Take-Home Pay

$9,047/month

$108.6K

Additional Tax Information

Lanark, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Fort Loramie, OH Tax Rates

Sales Tax:7.2%

Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lanark

Fort Loramie

42 Good

Air Quality

45 Good

72.1%

Good Air Days

62.6%

94 Moderate

Climate Risk

91 Moderate

🌊🌪💨

Top Hazards

🌊🌪💨

▲+3.4°F

2050 Outlook

▲+3.1°F

10 days

Heat Days >95°F

17 days

▲+3.4°F

2050 Outlook

▲+3.1°F

10 days

Heat Days >95°F

17 days

Before moving from Lanark, IL to Fort Loramie, OH

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Fort Loramie, OH for the same bedroom count and included utilities as your home in Lanark, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Lanark to Fort Loramie moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Fort Loramie, OH by cost, housing, population and region.

Frequently Asked Questions: Lanark, IL vs Fort Loramie, OH

How do the cost estimates for Lanark, IL and Fort Loramie, OH compare?

Fort Loramie, OH has a modeled overall cost index 14.7% lower than Lanark, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Lanark, IL, the model estimates $137,379 in Fort Loramie, OH. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Lanark, IL and Fort Loramie, OH?

The modeled two-bedroom rents are $920/month in Lanark, IL and $970/month in Fort Loramie, OH. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Illinois and Ohio on TaxTakeHome.com

Where your money goes further

Cities cheaper than Lanark, IL on a $150.0K salary

1.St. Louis, MO

Save $19.30/mo

Similar cost to Fort Loramie, OH

Other cities in a similar price range

Indianapolis, IN St. Louis, MO

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