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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd save $722/month moving to Portland, OR

$150.0K in your current city equals $141.3K in Portland, OR

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
9.6%
Less expensive
Monthly Impact
$722
Savings
Annual Impact
$8.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lancaster, CA

Population:166K
Cost Index:
100
100 = national average
Median Home:$412K

Portland, OR

Population:641K
Cost Index:
90
(10% below avg)
Median Home:$535K

Lancaster, CA

The Golden State

166K
Population
State Tax
Yes

Located in California, this city has a population of 166K residents.

Portland, OR

The Beaver State

641K
Population
State Tax
Yes
Climate
Oceanic

Notable Facts

  • Craft beer capital
  • Foodie destination
  • Keep Portland Weird

Major Industries

TechnologyManufacturingFood & BeverageTourism

Cost Breakdown by Category

Annual spending: Lancaster, CA vs Portland, OR

Housing
18.8%
Lancaster, CA
$5,789
Portland, OR
$4,704
Difference
$1,086
less
Other
34.0%
Lancaster, CA
$1,437
Portland, OR
$1,925
Difference
$488
more
Healthcare
31.4%
Lancaster, CA
$505
Portland, OR
$663
Difference
$158
more
Groceries
12.8%
Lancaster, CA
$948
Portland, OR
$1,069
Difference
$121
more
Transportation
3.9%
Lancaster, CA
$1,792
Portland, OR
$1,721
Difference
$70.38
less
All Utilities
6.4%
Lancaster, CA
$508
Portland, OR
$475
Difference
$32.41
less

🏛️ Local Income Taxes

Portland, OR: Multnomah County Preschool for All$1,500/yr (1.0%)

Lancaster, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,016
To$1,555
$539
1 Bed
From$1,150
To$1,655
$505
2 Bed
From$1,461
To$1,900
$439
3 Bed
From$1,870
To$2,590
$720
Lancaster, CAZIP-level data

1BR range: $1,630$1,630/mo

Portland, ORZIP-level data

1BR range: $1,580$2,030/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,978
Monthly in Lancaster, CA
$10,557
Monthly in Portland, OR
$420
Difference

Home Values

Lancaster
Portland
$412K
Median Value
$535K
↓ -3.7%
YoY Change
↓ -1.2%
↑ +29.5%
5-Year Change
↑ +7.2%
$412K
Price Range
$351K - $760K

Homes in Portland are 30% more expensive than Lancaster

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.9K
More taxes
Monthly Difference
$407
Less take-home
Effective Rate Diff
3.3%
Rate difference

Lancaster, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Portland, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

Additional Tax Information

Lancaster, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Portland, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lancaster
Portland
80 Moderate
Air Quality
35 Good
10.4%
Good Air Days
85%
100 Very High
Climate Risk
98 High
🔥🌊🌅
Top Hazards
🌊🌡🫨
+2.6°F
2050 Outlook
+2.5°F
17 days
Heat Days >95°F
9 days
+2.6°F
2050 Outlook
+2.5°F
17 days
Heat Days >95°F
9 days

💰 See how taxes change too — compare take-home pay between California and Oregon on TaxTakeHome.com

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