Is Visalia, CA cheaper than Lancaster, CA?

Based on cost of living data, Visalia, CA is 30.3% cheaper than Lancaster, CA. This translates to saving $2272 per month.

What salary do I need in Visalia, CA to live like I do in Lancaster, CA?

If you earn $150,000 in Lancaster, CA, you'd need approximately $122,734.407 in Visalia, CA to maintain the same standard of living.

How does housing cost compare between Lancaster, CA and Visalia, CA?

Housing in Visalia, CA is 60.7% cheaper than in Lancaster, CA. For a two-bedroom apartment, rent is $1,344/month in Visalia, CA compared to $1,461/month in Lancaster, CA.

How much can I save per month by moving from Lancaster, CA to Visalia, CA?

Moving from Lancaster, CA to Visalia, CA could save you approximately $2272 per month, or $27266 per year, based on a $150,000 salary.

Lancaster, CA vs Visalia, CA: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Lancaster, CA

Numbers update automatically as you type

You'd save $2.3K/month moving to Visalia, CA

$150.0K in your current city equals $122.7K in Visalia, CA

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 30.3%

Less expensive

Monthly Impact

$2,272

Savings

Annual Impact

$27.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lancaster, CA

Population:166K

Cost Index:

100

100 = national average

Median Home:$412K

Visalia, CA

Population:145K

Cost Index:

(30% below avg)

Median Home:$392K

Lancaster, CA

The Golden State

166K

Population

State Tax

Yes

Located in California, this city has a population of 166K residents.

Visalia, CA

The Golden State

145K

Population

State Tax

Yes

Located in California, this city has a population of 145K residents.

Cost Breakdown by Category

Annual spending: Lancaster, CA vs Visalia, CA

Category	Lancaster, CA	Visalia, CA	Difference	Change
Housing	$5,789/mo	$2,278/mo	↓ $3,512less	60.7%
Transportation	$1,792/mo	$1,422/mo	↓ $369less	20.6%
Other	$1,437/mo	$1,695/mo	↑ $258more	17.9%
Groceries	$948/mo	$1,069/mo	↑ $122more	12.8%
All Utilities	$508/mo	$520/mo	↑ $12.65more	2.5%
Healthcare	$505/mo	$493/mo	↓ $11.87less	2.4%

Housing

↓ 60.7%

Lancaster, CA

$5,789

Visalia, CA

$2,278

Difference

$3,512

less

Transportation

↓ 20.6%

Lancaster, CA

$1,792

Visalia, CA

$1,422

Difference

$369

less

Other

↑ 17.9%

Lancaster, CA

$1,437

Visalia, CA

$1,695

Difference

$258

Groceries

↑ 12.8%

Lancaster, CA

$948

Visalia, CA

$1,069

Difference

$122

All Utilities

↑ 2.5%

Lancaster, CA

$508

Visalia, CA

$520

Difference

$12.65

Healthcare

↓ 2.4%

Lancaster, CA

$505

Visalia, CA

$493

Difference

$11.87

less

🏠Rent Comparison

Studio

From$1,016

To$1,016

→ $0

1 Bed

From$1,150

To$1,024

↓ $126

2 Bed

From$1,461

To$1,344

↓ $117

3 Bed

From$1,870

To$1,852

↓ $18.00

Lancaster, CAZIP-level data

1BR range: $1,630–$1,630/mo

Visalia, CAZIP-level data

1BR range: $1,160–$1,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,978

Monthly in Lancaster, CA

$7,477

Monthly in Visalia, CA

$3,500

Difference

Home Values

Lancaster

Visalia

$412K

Median Value

$392K

↓ -3.7%

YoY Change

↑ +0.9%

↑ +29.5%

5-Year Change

↑ +32.4%

$412K

Price Range

$365K - $420K

Homes in Visalia are 5% less expensive than Lancaster

Calculate payment - Lancaster Calculate payment - Visalia

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Lancaster, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Visalia, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Lancaster, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Visalia, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.