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Cost of Living Comparison 2026

📍 Lancaster, OH — ZIP-level rent data · COL adjusted from Columbus, OH area

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Numbers update automatically as you type

You'd spend $1.1K/month more in Charlotte, NC

$150.0K in your current city equals $163.7K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Columbus, OH area
Overall Cost
↑ 15.2%
More expensive
Monthly Impact
$1,141
Extra cost
Annual Impact
$13.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lancaster, OH

Population:41K
Cost Index:100
Median Home:$263K

Charlotte, NC

Population:875K
Cost Index:115
Median Home:$399K

Lancaster, OH

The Buckeye State

41K
Population
State Tax
Yes

Located in Ohio, this city has a population of 41K residents.

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Major banking center
  • •NASCAR headquarters
  • •Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Lancaster, OH vs Charlotte, NC

🏠Housing
↑ 42.8%
Lancaster, OH
$1,728
Charlotte, NC
$2,469
Difference
$740
more
📦Other
↑ 17.2%
Lancaster, OH
$1,456
Charlotte, NC
$1,707
Difference
$251
more
🚗Transportation
↓ 5.9%
Lancaster, OH
$1,278
Charlotte, NC
$1,202
Difference
$75.70
less
⚡All Utilities
↑ 15.6%
Lancaster, OH
$449
Charlotte, NC
$519
Difference
$69.89
more
🛒Groceries
↑ 5.5%
Lancaster, OH
$937
Charlotte, NC
$989
Difference
$51.81
more
🏥Healthcare
↑ 8.7%
Lancaster, OH
$587
Charlotte, NC
$638
Difference
$50.91
more

🏠Rent Comparison

Studio
From$724
To$1,630
↑ $906
1 Bed
From$779
To$1,710
↑ $931
2 Bed
From$930
To$1,870
↑ $940
3 Bed
From$1,113
To$2,300
↑ $1,187
Lancaster, OHZIP-level data

1BR range: $980–$980/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,436
Monthly in Lancaster, OH
$7,525
Monthly in Charlotte, NC
$1,089
Difference

Home Values

Lancaster
Charlotte
$263K
Median Value
$399K
↑ +3.2%
YoY Change
↓ -1.1%
↑ +43.1%
5-Year Change
↑ +40.8%
$263K
Price Range
$293K - $1.57M

Homes in Charlotte are 52% more expensive than Lancaster

Calculate payment - LancasterCalculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $2.7K
More taxes
Monthly Difference
$225
Less take-home
Effective Rate Diff
1.8%
Rate difference

Lancaster, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Lancaster, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lancaster
Charlotte
53 Moderate
Air Quality
51 Moderate
41.3%
Good Air Days
46.2%
98 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🌪💨
▲+3.1°F
2050 Outlook
▲+2.9°F
18 days
Heat Days >95°F
36 days
▲+3.1°F
2050 Outlook
▲+2.9°F
18 days
Heat Days >95°F
36 days

💰 See how taxes change too — compare take-home pay between Ohio and North Carolina on TaxTakeHome.com

Similar cost to Charlotte, NC

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