Is Columbus, OH cheaper than Lancaster, TX?

Based on cost of living data, Columbus, OH is 3.6% cheaper than Lancaster, TX. This translates to saving $271 per month.

What salary do I need in Columbus, OH to live like I do in Lancaster, TX?

If you earn $150,000 in Lancaster, TX, you'd need approximately $146,752.218 in Columbus, OH to maintain the same standard of living.

How does housing cost compare between Lancaster, TX and Columbus, OH?

Housing in Columbus, OH is 3.2% more expensive than in Lancaster, TX. For a two-bedroom apartment, rent is $1,315/month in Columbus, OH compared to $1,568/month in Lancaster, TX.

How much can I save per month by moving from Lancaster, TX to Columbus, OH?

Moving from Lancaster, TX to Columbus, OH could save you approximately $271 per month, or $3248 per year, based on a $150,000 salary.

Lancaster, TX vs Columbus, OH: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Lancaster, TX — ZIP-level rent data · COL adjusted from Dallas, TX area

Current salary in Lancaster, TX

Numbers update automatically as you type

You'd save $271/month moving to Columbus, OH

$150.0K in your current city equals $146.8K in Columbus, OH

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↓ 3.6%

Less expensive

Monthly Impact

$271

Savings

Annual Impact

$3.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lancaster, TX

Population:40K

Cost Index:100

Median Home:$267K

Columbus, OH

Population:906K

Cost Index:96

Median Home:$263K

Lancaster, TX

The Lone Star State

40K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 40K residents.

💡 Advantage: Texas has no state income tax!

Columbus, OH

The Buckeye State

906K

Population

State Tax

Yes

Located in Ohio, this city has a population of 906K residents.

Cost Breakdown by Category

Annual spending: Lancaster, TX vs Columbus, OH

Category	Lancaster, TX	Columbus, OH	Difference	Change
🚗Transportation	$1,200/mo	$1,366/mo	↑ $166more	13.9%
📦Other	$1,640/mo	$1,557/mo	↓ $83.56less	5.1%
⚡All Utilities	$541/mo	$464/mo	↓ $76.68less	14.2%
🏠Housing	$1,989/mo	$2,053/mo	↑ $63.81more	3.2%
🛒Groceries	$942/mo	$969/mo	↑ $27.73more	2.9%
🏥Healthcare	$608/mo	$607/mo	↓ $0.44less	0.1%

🚗Transportation

↑ 13.9%

Lancaster, TX

$1,200

Columbus, OH

$1,366

Difference

$166

📦Other

↓ 5.1%

Lancaster, TX

$1,640

Columbus, OH

$1,557

Difference

$83.56

less

⚡All Utilities

↓ 14.2%

Lancaster, TX

$541

Columbus, OH

$464

Difference

$76.68

less

🏠Housing

↑ 3.2%

Lancaster, TX

$1,989

Columbus, OH

$2,053

Difference

$63.81

🛒Groceries

↑ 2.9%

Lancaster, TX

$942

Columbus, OH

$969

Difference

$27.73

🏥Healthcare

↓ 0.1%

Lancaster, TX

$608

Columbus, OH

$607

Difference

$0.44

less

🏛️ Local Income Taxes

Columbus, OH: Columbus Municipal Income Tax$3,750/yr (2.5%)

Lancaster, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,285

To$1,020

↓ $265

1 Bed

From$1,340

To$1,100

↓ $240

2 Bed

From$1,568

To$1,315

↓ $253

3 Bed

From$1,972

To$1,575

↓ $397

Lancaster, TXZIP-level data

1BR range: $1,650–$1,760/mo

Columbus, OHZIP-level data

1BR range: $870–$1,790/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,920

Monthly in Lancaster, TX

$7,017

Monthly in Columbus, OH

$97.20

Difference

Home Values

Lancaster

Columbus

$267K

Median Value

$263K

↓ -4.3%

YoY Change

↓ -0.4%

↑ +29.9%

5-Year Change

↑ +28.8%

$258K - $276K

Price Range

$95K - $406K

Homes in Columbus are 2% less expensive than Lancaster

Calculate payment - Lancaster Calculate payment - Columbus

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.4K

More taxes

Monthly Difference

$369

Less take-home

Effective Rate Diff

3.0%

Rate difference

Lancaster, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Columbus, OH

Federal Income Tax

Effective: 18.9%

$25.5K

Ohio State Tax

Effective: 3.0%

$4.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.6%

$41.4K

Take-Home Pay

$9,047/month

$108.6K

Additional Tax Information

Lancaster, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Columbus, OH Tax Rates

Sales Tax:7.2%

Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.