Lansing, MI vs Evansville, IN: Cost of Living

Which city costs less?

Evansville, IN has a modeled overall cost index 2.0% higher than Lansing, MI.

Lansing, MI · modeled 2BR rent
$1,270 / month
Evansville, IN · modeled 2BR rent
$1,130 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Lansing, MI and Evansville, IN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated extra cost: $143/month in Evansville, IN

$150,000 in your current city has a modeled equivalent of $151,710 in Evansville, IN

Regional cost estimates: Lansing, MI uses Detroit, MI. Evansville, IN uses Louisville, KY. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 2.0%
More expensive
Monthly Impact
$143
Extra cost
Annual Impact
$1.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Lansing, MI

Population:112K
Cost Index:
89.2
100 = national average
Typical Home:$156K

Evansville, IN

Population:115K
Cost Index:
91.0
100 = national average
Typical Home:$188K

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Lansing, MI

The Great Lakes State

112K
Population
State Tax
Yes

Located in Michigan, this city has a population of 112K residents.

Evansville, IN

The Hoosier State

115K
Population
State Tax
Yes

Located in Indiana, this city has a population of 115K residents.

Cost Breakdown by Category

Estimated monthly spending: Lansing, MI vs Evansville, IN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 36.3%
Lansing, MI
$1,705
Evansville, IN
$2,323
Difference
$619
more
Transportation
↓ 16.7%
Lansing, MI
$1,717
Evansville, IN
$1,430
Difference
$287
less
All Utilities
↓ 16.8%
Lansing, MI
$605
Evansville, IN
$504
Difference
$102
less
Other
↓ 5.2%
Lansing, MI
$1,830
Evansville, IN
$1,734
Difference
$96.05
less
Groceries
↑ 0.9%
Lansing, MI
$1,031
Evansville, IN
$1,040
Difference
$9.49
more
Healthcare
↓ 0.1%
Lansing, MI
$612
Evansville, IN
$611
Difference
$0.80
less

🏛️ Local Income Taxes

Lansing, MI: Lansing City Income Tax$1,500/yr (1.0%)
Evansville, IN: Vanderburgh County Income Tax$1,950/yr (1.3%)
Net difference+$450/yr

Local taxes are shown separately and are not included in the living-cost totals. Coverage is incomplete; an absent entry does not establish that no tax applies.

🏠Rent Comparison

Studio
From$970
To$865
↓ $105
1 Bed
From$1,010
To$875
↓ $135
2 Bed
From$1,270
To$1,130
↓ $140
3 Bed
From$1,630
To$1,390
↓ $240
Lansing, MIZIP-level data

1BR range: $890–$1,040/mo

Evansville, INZIP-level data

1BR range: $800–$1,020/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Lansing, MI
$7,643
Monthly in Evansville, IN
$143
Difference

Home Values

Lansing
Evansville
$156K
Median Value
$188K
↑ +4.2%
YoY Change
↑ +4%
↑ +36%
5-Year Change
↑ +37.9%
$119K - $253K
Price Range
$91K - $255K

Homes in Evansville are 20% more expensive than Lansing

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $1.5K
Per year
Monthly Difference
$128
More take-home
Effective Rate Diff
1.0%
Rate difference

Lansing, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Evansville, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Lansing, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Evansville, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lansing
Evansville
55 Moderate
Air Quality
50 Good
32.8%
Good Air Days
50.8%
99 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.1°F
2050 Outlook
▲+2.9°F
10 days
Heat Days >95°F
37 days
▲+3.1°F
2050 Outlook
▲+2.9°F
10 days
Heat Days >95°F
37 days

Before moving from Lansing, MI to Evansville, IN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Evansville, IN for the same bedroom count and included utilities as your home in Lansing, MI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Lansing to Evansville moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Evansville, IN by cost, housing, population and region.

Frequently Asked Questions: Lansing, MI vs Evansville, IN

How do the cost estimates for Lansing, MI and Evansville, IN compare?

Evansville, IN has a modeled overall cost index 2.0% higher than Lansing, MI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Lansing, MI, the model estimates $151,710 in Evansville, IN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Lansing, MI and Evansville, IN?

The modeled two-bedroom rents are $1,270/month in Lansing, MI and $1,130/month in Evansville, IN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Michigan and Indiana on TaxTakeHome.com

Where your money goes further

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