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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $1.3K/month more in Grand Prairie, TX

$150.0K in your current city equals $165.6K in Grand Prairie, TX

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 17.3%
More expensive
Monthly Impact
$1,296
Extra cost
Annual Impact
$15.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Laredo, TX

Population:255K
Cost Index:
100
100 = national average
Median Home:$187K

Grand Prairie, TX

Population:202K
Cost Index:
117
(17% above avg)
Median Home:$268K

Laredo, TX

The Lone Star State

255K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 255K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Grand Prairie, TX

The Lone Star State

202K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 202K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Laredo, TX vs Grand Prairie, TX

Housing
โ†‘ 30.8%
Laredo, TX
$1,689
Grand Prairie, TX
$2,209
Difference
$520
more
Healthcare
โ†‘ 25.9%
Laredo, TX
$502
Grand Prairie, TX
$632
Difference
$130
more
All Utilities
โ†‘ 14.4%
Laredo, TX
$492
Grand Prairie, TX
$563
Difference
$71.03
more
Groceries
โ†‘ 7.7%
Laredo, TX
$909
Grand Prairie, TX
$979
Difference
$69.95
more
Other
โ†‘ 3.2%
Laredo, TX
$1,557
Grand Prairie, TX
$1,607
Difference
$50.22
more
Transportation
โ†‘ 1.1%
Laredo, TX
$1,284
Grand Prairie, TX
$1,298
Difference
$13.66
more

๐Ÿ Rent Comparison

Studio
From$965
To$1,510
โ†‘ $545
1 Bed
From$970
To$1,570
โ†‘ $600
2 Bed
From$1,170
To$1,840
โ†‘ $670
3 Bed
From$1,510
To$2,340
โ†‘ $830
Laredo, TXZIP-level data

1BR range: $960โ€“$980/mo

Grand Prairie, TXZIP-level data

1BR range: $1,300โ€“$1,800/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,433
Monthly in Laredo, TX
$7,288
Monthly in Grand Prairie, TX
$855
Difference

Home Values

Laredo
Grand Prairie
$187K
Median Value
$268K
โ†‘ +1.9%
YoY Change
โ†“ -4.2%
โ†‘ +3.4%
5-Year Change
โ†‘ +29.7%
$132K - $241K
Price Range
$242K - $318K

Homes in Grand Prairie are 43% more expensive than Laredo

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Laredo, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Grand Prairie, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Laredo, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Grand Prairie, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Laredo
Grand Prairie
45 Good
Air Quality
54 Moderate
57.7%
Good Air Days
35.5%
89 Moderate
Climate Risk
99 High
๐ŸŒก
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
151 days
Heat Days >95ยฐF
90 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
151 days
Heat Days >95ยฐF
90 days

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