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Cost of Living Comparison 2026

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You'd spend $2.0K/month more in Nashville, TN

$150.0K in your current city equals $174.4K in Nashville, TN

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 27.2%
More expensive
Monthly Impact
$2,037
Extra cost
Annual Impact
$24.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Laredo, TX

Population:255K
Cost Index:100
Median Home:$187K

Nashville, TN

Population:689K
Cost Index:127
Median Home:$489K

Laredo, TX

The Lone Star State

255K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 255K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขMusic City USA
  • โ€ขCountry music capital
  • โ€ขHealthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Laredo, TX vs Nashville, TN

๐Ÿ Housing
โ†‘ 56.9%
Laredo, TX
$1,689
Nashville, TN
$2,651
Difference
$962
more
๐Ÿ“ฆOther
โ†‘ 24.7%
Laredo, TX
$1,557
Nashville, TN
$1,942
Difference
$385
more
๐ŸฅHealthcare
โ†‘ 21.0%
Laredo, TX
$502
Nashville, TN
$607
Difference
$105
more
๐Ÿ›’Groceries
โ†‘ 4.4%
Laredo, TX
$909
Nashville, TN
$949
Difference
$39.97
more
โšกAll Utilities
โ†‘ 5.6%
Laredo, TX
$492
Nashville, TN
$519
Difference
$27.32
more
๐Ÿš—Transportation
โ†’ 0.0%
Laredo, TX
$1,284
Nashville, TN
$1,284
Difference
$0
same

๐Ÿ Rent Comparison

Studio
From$965
To$1,600
โ†‘ $635
1 Bed
From$970
To$1,680
โ†‘ $710
2 Bed
From$1,170
To$1,840
โ†‘ $670
3 Bed
From$1,510
To$2,350
โ†‘ $840
Laredo, TXZIP-level data

1BR range: $960โ€“$980/mo

Nashville, TNZIP-level data

1BR range: $1,320โ€“$2,230/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,433
Monthly in Laredo, TX
$7,952
Monthly in Nashville, TN
$1,519
Difference

Home Values

Laredo
Nashville
$187K
Median Value
$489K
โ†‘ +1.9%
YoY Change
โ†“ -2.1%
โ†‘ +3.4%
5-Year Change
โ†‘ +32.1%
$132K - $241K
Price Range
$320K - $1.16M

Homes in Nashville are 162% more expensive than Laredo

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Laredo, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Laredo, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Laredo
Nashville
45 Good
Air Quality
50 Good
57.7%
Good Air Days
51.6%
89 Moderate
Climate Risk
97 High
๐ŸŒก
Top Hazards
๐ŸŒŠ๐Ÿซจ๐ŸŒช
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
151 days
Heat Days >95ยฐF
42 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
151 days
Heat Days >95ยฐF
42 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Texas and Tennessee on TaxTakeHome.com

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