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Cost of Living Comparison 2026

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You'd spend $2.1K/month more in Phoenix, AZ

$150.0K in your current city equals $174.7K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 27.4%
More expensive
Monthly Impact
$2,056
Extra cost
Annual Impact
$24.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Laredo, TX

Population:255K
Cost Index:100
Median Home:$187K

Phoenix, AZ

Population:1608K
Cost Index:127
Median Home:$414K

Laredo, TX

The Lone Star State

255K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 255K residents.

💡 Advantage: Texas has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • •Fastest growing major city
  • •Desert metropolis
  • •Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Laredo, TX vs Phoenix, AZ

🏠Housing
↑ 65.1%
Laredo, TX
$1,689
Phoenix, AZ
$2,788
Difference
$1,099
more
🚗Transportation
↑ 16.0%
Laredo, TX
$1,284
Phoenix, AZ
$1,489
Difference
$205
more
📦Other
↑ 7.7%
Laredo, TX
$1,557
Phoenix, AZ
$1,677
Difference
$121
more
🏥Healthcare
↑ 17.3%
Laredo, TX
$502
Phoenix, AZ
$589
Difference
$86.74
more
⚡All Utilities
↑ 14.1%
Laredo, TX
$492
Phoenix, AZ
$561
Difference
$69.40
more
🛒Groceries
↑ 5.9%
Laredo, TX
$909
Phoenix, AZ
$963
Difference
$53.96
more

🏠Rent Comparison

Studio
From$965
To$1,390
↑ $425
1 Bed
From$970
To$1,510
↑ $540
2 Bed
From$1,170
To$1,750
↑ $580
3 Bed
From$1,510
To$2,330
↑ $820
Laredo, TXZIP-level data

1BR range: $960–$980/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,433
Monthly in Laredo, TX
$8,068
Monthly in Phoenix, AZ
$1,635
Difference

Home Values

Laredo
Phoenix
$187K
Median Value
$414K
↑ +1.9%
YoY Change
↓ -3.1%
↑ +3.4%
5-Year Change
↑ +30.2%
$132K - $241K
Price Range
$274K - $957K

Homes in Phoenix are 122% more expensive than Laredo

Calculate payment - LaredoCalculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $5.2K
More taxes
Monthly Difference
$436
Less take-home
Effective Rate Diff
3.5%
Rate difference

Laredo, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Laredo, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Laredo
Phoenix
45 Good
Air Quality
77 Moderate
57.7%
Good Air Days
9%
89 Moderate
Climate Risk
100 Very High
🌡
Top Hazards
🔥🌊🌡
▲+2.7°F
2050 Outlook
▲+2.7°F
151 days
Heat Days >95°F
162 days
▲+2.7°F
2050 Outlook
▲+2.7°F
151 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between Texas and Arizona on TaxTakeHome.com

Similar cost to Phoenix, AZ

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