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Cost of Living Comparison 2026

๐Ÿ“ Las Cruces, NM โ€” ZIP-level rent data ยท COL adjusted from El Paso, TX area

$

Numbers update automatically as you type

You'd spend $2.0K/month more in Denver, CO

$150.0K in your current city equals $174.4K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from El Paso, TX area
Overall Cost
โ†‘ 27.2%
More expensive
Monthly Impact
$2,036
Extra cost
Annual Impact
$24.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Las Cruces, NM

Population:115K
Cost Index:100
Median Home:$279K

Denver, CO

Population:716K
Cost Index:127
Median Home:$513K

Las Cruces, NM

The Land of Enchantment

115K
Population
State Tax
Yes

Located in New Mexico, this city has a population of 115K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Las Cruces, NM vs Denver, CO

๐Ÿ Housing
โ†‘ 81.1%
Las Cruces, NM
$1,793
Denver, CO
$3,248
Difference
$1,455
more
๐Ÿš—Transportation
โ†‘ 19.6%
Las Cruces, NM
$1,222
Denver, CO
$1,462
Difference
$240
more
๐Ÿ“ฆOther
โ†‘ 10.0%
Las Cruces, NM
$1,613
Denver, CO
$1,774
Difference
$162
more
๐ŸฅHealthcare
โ†‘ 27.0%
Las Cruces, NM
$498
Denver, CO
$632
Difference
$134
more
๐Ÿ›’Groceries
โ†‘ 10.5%
Las Cruces, NM
$931
Denver, CO
$1,029
Difference
$97.92
more
โšกAll Utilities
โ†‘ 7.7%
Las Cruces, NM
$482
Denver, CO
$519
Difference
$36.92
more

๐Ÿ›๏ธ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Las Cruces, NM has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$652
To$1,720
โ†‘ $1,068
1 Bed
From$827
To$1,840
โ†‘ $1,013
2 Bed
From$911
To$2,190
โ†‘ $1,279
3 Bed
From$1,270
To$2,870
โ†‘ $1,600
Las Cruces, NMZIP-level data

1BR range: $950โ€“$1,260/mo

Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,539
Monthly in Las Cruces, NM
$8,665
Monthly in Denver, CO
$2,126
Difference

Home Values

Las Cruces
Denver
$279K
Median Value
$513K
โ†“ -0.9%
YoY Change
โ†“ -4.2%
โ†‘ +42%
5-Year Change
โ†‘ +13%
$203K - $351K
Price Range
$352K - $933K

Homes in Denver are 84% more expensive than Las Cruces

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $471
Per year
Monthly Difference
$39.21
More take-home
Effective Rate Diff
0.3%
Rate difference

Las Cruces, NM

Federal Income Tax
Effective: 18.9%
$25.5K
New Mexico State Tax
Effective: 4.7%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,826/month
$105.9K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Las Cruces, NM Tax Rates

Sales Tax:7.6%
Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Las Cruces
Denver
67 Moderate
Air Quality
55 Moderate
22.1%
Good Air Days
35.2%
95 High
Climate Risk
95 High
๐ŸŒŠ๐ŸŒกโ˜€
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
97 days
Heat Days >95ยฐF
28 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
97 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between New Mexico and Colorado on TaxTakeHome.com

Similar cost to Denver, CO

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