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Cost of Living Comparison 2026

📍 Las Cruces, NM — ZIP-level rent data · COL adjusted from El Paso, TX area

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Numbers update automatically as you type

You'd spend $909/month more in Raleigh, NC

$150.0K in your current city equals $160.9K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from El Paso, TX area
Overall Cost
↑ 12.1%
More expensive
Monthly Impact
$909
Extra cost
Annual Impact
$10.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Las Cruces, NM

Population:115K
Cost Index:100
Median Home:$279K

Raleigh, NC

Population:474K
Cost Index:112
Median Home:$512K

Las Cruces, NM

The Land of Enchantment

115K
Population
State Tax
Yes

Located in New Mexico, this city has a population of 115K residents.

Raleigh, NC

The Tar Heel State

474K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Research Triangle
  • •State capital
  • •Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Las Cruces, NM vs Raleigh, NC

🏠Housing
↑ 37.7%
Las Cruces, NM
$1,793
Raleigh, NC
$2,469
Difference
$675
more
🏥Healthcare
↑ 20.8%
Las Cruces, NM
$498
Raleigh, NC
$601
Difference
$103
more
📦Other
↑ 5.9%
Las Cruces, NM
$1,613
Raleigh, NC
$1,707
Difference
$94.74
more
⚡All Utilities
↑ 13.3%
Las Cruces, NM
$482
Raleigh, NC
$546
Difference
$64.24
more
🚗Transportation
↑ 5.1%
Las Cruces, NM
$1,222
Raleigh, NC
$1,284
Difference
$62.03
more
🛒Groceries
↑ 3.0%
Las Cruces, NM
$931
Raleigh, NC
$959
Difference
$27.97
more

🏠Rent Comparison

Studio
From$652
To$1,570
↑ $918
1 Bed
From$827
To$1,640
↑ $813
2 Bed
From$911
To$1,800
↑ $889
3 Bed
From$1,270
To$2,255
↑ $985
Las Cruces, NMZIP-level data

1BR range: $950–$1,260/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,539
Monthly in Las Cruces, NM
$7,567
Monthly in Raleigh, NC
$1,028
Difference

Home Values

Las Cruces
Raleigh
$279K
Median Value
$512K
↓ -0.9%
YoY Change
↓ -0.5%
↑ +42%
5-Year Change
↑ +38.2%
$203K - $351K
Price Range
$314K - $992K

Homes in Raleigh are 83% more expensive than Las Cruces

Calculate payment - Las CrucesCalculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $54.50
More taxes
Monthly Difference
$4.54
Less take-home
Effective Rate Diff
0.0%
Rate difference

Las Cruces, NM

Federal Income Tax
Effective: 18.9%
$25.5K
New Mexico State Tax
Effective: 4.7%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,826/month
$105.9K

Raleigh, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Las Cruces, NM Tax Rates

Sales Tax:7.6%
Property Tax:0.8%

Raleigh, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Las Cruces
Raleigh
67 Moderate
Air Quality
46 Good
22.1%
Good Air Days
61.7%
95 High
Climate Risk
96 High
🌊🌡☀
Top Hazards
🌊🌡🌪
▲+2.7°F
2050 Outlook
▲+2.8°F
97 days
Heat Days >95°F
31 days
▲+2.7°F
2050 Outlook
▲+2.8°F
97 days
Heat Days >95°F
31 days

💰 See how taxes change too — compare take-home pay between New Mexico and North Carolina on TaxTakeHome.com

Similar cost to Raleigh, NC

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