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Cost of Living Comparison 2026

📍 Las Cruces, NM — ZIP-level rent data · COL adjusted from El Paso, TX area

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Numbers update automatically as you type

You'd spend $1.4K/month more in Tampa, FL

$150.0K in your current city equals $167.2K in Tampa, FL

Rent data from HUD ZIP-level estimates · COL index from El Paso, TX area
Overall Cost
↑ 19.1%
More expensive
Monthly Impact
$1,430
Extra cost
Annual Impact
$17.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Las Cruces, NM

Population:115K
Cost Index:100
Median Home:$279K

Tampa, FL

Population:385K
Cost Index:119
Median Home:$367K

Las Cruces, NM

The Land of Enchantment

115K
Population
State Tax
Yes

Located in New Mexico, this city has a population of 115K residents.

Tampa, FL

The Sunshine State

385K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Major Tampa Bay area
  • •No state income tax
  • •Growing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Annual spending: Las Cruces, NM vs Tampa, FL

🏠Housing
↑ 50.7%
Las Cruces, NM
$1,793
Tampa, FL
$2,703
Difference
$909
more
📦Other
↑ 12.1%
Las Cruces, NM
$1,613
Tampa, FL
$1,808
Difference
$195
more
⚡All Utilities
↑ 19.0%
Las Cruces, NM
$482
Tampa, FL
$574
Difference
$91.56
more
🛒Groceries
↑ 9.4%
Las Cruces, NM
$931
Tampa, FL
$1,019
Difference
$87.93
more
🏥Healthcare
↑ 14.6%
Las Cruces, NM
$498
Tampa, FL
$570
Difference
$72.42
more
🚗Transportation
↑ 5.1%
Las Cruces, NM
$1,222
Tampa, FL
$1,284
Difference
$62.03
more

🏠Rent Comparison

Studio
From$652
To$1,850
↑ $1,198
1 Bed
From$827
To$1,960
↑ $1,133
2 Bed
From$911
To$2,290
↑ $1,379
3 Bed
From$1,270
To$2,930
↑ $1,660
Las Cruces, NMZIP-level data

1BR range: $950–$1,260/mo

Tampa, FLZIP-level data

1BR range: $1,410–$2,550/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,539
Monthly in Las Cruces, NM
$7,958
Monthly in Tampa, FL
$1,418
Difference

Home Values

Las Cruces
Tampa
$279K
Median Value
$367K
↓ -0.9%
YoY Change
↓ -4%
↑ +42%
5-Year Change
↑ +42.1%
$203K - $351K
Price Range
$251K - $989K

Homes in Tampa are 31% more expensive than Las Cruces

Calculate payment - Las CrucesCalculate payment - Tampa

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.1K
Per year
Monthly Difference
$589
More take-home
Effective Rate Diff
4.7%
Rate difference

Las Cruces, NM

Federal Income Tax
Effective: 18.9%
$25.5K
New Mexico State Tax
Effective: 4.7%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,826/month
$105.9K

Tampa, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Las Cruces, NM Tax Rates

Sales Tax:7.6%
Property Tax:0.8%

Tampa, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Las Cruces
Tampa
67 Moderate
Air Quality
50 Good
22.1%
Good Air Days
52.5%
95 High
Climate Risk
99 High
🌊🌡☀
Top Hazards
🌊🌅🌀
▲+2.7°F
2050 Outlook
▲+2.2°F
97 days
Heat Days >95°F
38 days
▲+2.7°F
2050 Outlook
▲+2.2°F
97 days
Heat Days >95°F
38 days

💰 See how taxes change too — compare take-home pay between New Mexico and Florida on TaxTakeHome.com

Similar cost to Tampa, FL

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