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Las Vegas, NV

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Charlotte, NC

Cost of Living Comparison 2026

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You'd save $826/month moving to Charlotte, NC

$150.0K in your current city equals $140.1K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Las Vegas-Henderson-Paradise, NV area
Overall Cost
11.0%
Less expensive
Monthly Impact
$826
Savings
Annual Impact
$9.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Las Vegas, NV

Population:656K
Cost Index:100
Median Home:$377K

Charlotte, NC

Population:875K
Cost Index:89
Median Home:$399K

Las Vegas, NV

The Silver State

656K
Population
State Tax
No Income Tax
Climate
Hot desert

Notable Facts

  • Entertainment capital
  • No state income tax
  • Desert oasis

Major Industries

TourismEntertainmentTechnologyLogistics

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Major banking center
  • NASCAR headquarters
  • Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Las Vegas, NV vs Charlotte, NC

🏠Housing
25.2%
Las Vegas, NV
$3,300
Charlotte, NC
$2,469
Difference
$832
less
🚗Transportation
22.1%
Las Vegas, NV
$1,544
Charlotte, NC
$1,202
Difference
$341
less
📦Other
5.6%
Las Vegas, NV
$1,808
Charlotte, NC
$1,707
Difference
$100
less
🛒Groceries
4.8%
Las Vegas, NV
$1,039
Charlotte, NC
$989
Difference
$49.96
less
All Utilities
2.2%
Las Vegas, NV
$508
Charlotte, NC
$519
Difference
$10.93
more
🏥Healthcare
1.0%
Las Vegas, NV
$632
Charlotte, NC
$638
Difference
$6.20
more

🏠Rent Comparison

Studio
From$1,270
To$1,630
$360
1 Bed
From$1,410
To$1,710
$300
2 Bed
From$1,655
To$1,870
$215
3 Bed
From$2,300
To$2,300
$0
Las Vegas, NVZIP-level data

1BR range: $1,330$2,210/mo

Charlotte, NCZIP-level data

1BR range: $1,340$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,831
Monthly in Las Vegas, NV
$7,525
Monthly in Charlotte, NC
$1,306
Difference

Home Values

Las Vegas
Charlotte
$377K
Median Value
$399K
↓ -2.3%
YoY Change
↓ -1.1%
↑ +37.2%
5-Year Change
↑ +40.8%
$265K - $712K
Price Range
$293K - $1.57M

Homes in Charlotte are 6% more expensive than Las Vegas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$7.1K
More taxes
Monthly Difference
$594
Less take-home
Effective Rate Diff
4.7%
Rate difference

Las Vegas, NV

Federal Income Tax
Effective: 18.9%
$25.5K
Nevada State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Las Vegas, NV Tax Rates

Sales Tax:8.2%
Property Tax:0.6%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Las Vegas
Charlotte
N/A
Air Quality
51 Moderate
-
Good Air Days
46.2%
N/A
Climate Risk
97 High
-
Top Hazards
🌊🌪💨
N/A
2050 Outlook
+2.9°F
-
Heat Days >95°F
36 days
N/A
2050 Outlook
+2.9°F
-
Heat Days >95°F
36 days

💰 See how taxes change too — compare take-home pay between Nevada and North Carolina on TaxTakeHome.com

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