Is Nashville, TN cheaper than Lathrop, CA?

Based on cost of living data, Nashville, TN is 6.3% cheaper than Lathrop, CA. This translates to saving $469 per month.

What salary do I need in Nashville, TN to live like I do in Lathrop, CA?

If you earn $150,000 in Lathrop, CA, you'd need approximately $144,369.691 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Lathrop, CA and Nashville, TN?

Housing in Nashville, TN is 12.1% cheaper than in Lathrop, CA. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,917/month in Lathrop, CA.

How much can I save per month by moving from Lathrop, CA to Nashville, TN?

Moving from Lathrop, CA to Nashville, TN could save you approximately $469 per month, or $5630 per year, based on a $150,000 salary.

Lathrop, CA vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Lathrop, CA — ZIP-level rent data · COL adjusted from Stockton, CA area

Current salary in Lathrop, CA

Numbers update automatically as you type

You'd save $469/month moving to Nashville, TN

$150.0K in your current city equals $144.4K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 6.3%

Less expensive

Monthly Impact

$469

Savings

Annual Impact

$5.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lathrop, CA

Population:40K

Cost Index:100

Median Home:$637K

Nashville, TN

Population:689K

Cost Index:94

Median Home:$489K

Lathrop, CA

The Golden State

40K

Population

State Tax

Yes

Located in California, this city has a population of 40K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Lathrop, CA vs Nashville, TN

Category	Lathrop, CA	Nashville, TN	Difference	Change
🏠Housing	$3,017/mo	$2,651/mo	↓ $366less	12.1%
📦Other	$1,679/mo	$1,942/mo	↑ $262more	15.6%
🚗Transportation	$1,410/mo	$1,284/mo	↓ $125less	8.9%
🏥Healthcare	$491/mo	$607/mo	↑ $117more	23.8%
🛒Groceries	$1,065/mo	$949/mo	↓ $115less	10.8%
⚡All Utilities	$518/mo	$519/mo	↑ $1.02more	0.2%

🏠Housing

↓ 12.1%

Lathrop, CA

$3,017

Nashville, TN

$2,651

Difference

$366

less

📦Other

↑ 15.6%

Lathrop, CA

$1,679

Nashville, TN

$1,942

Difference

$262

🚗Transportation

↓ 8.9%

Lathrop, CA

$1,410

Nashville, TN

$1,284

Difference

$125

less

🏥Healthcare

↑ 23.8%

Lathrop, CA

$491

Nashville, TN

$607

Difference

$117

🛒Groceries

↓ 10.8%

Lathrop, CA

$1,065

Nashville, TN

$949

Difference

$115

less

⚡All Utilities

↑ 0.2%

Lathrop, CA

$518

Nashville, TN

$519

Difference

$1.02

🏠Rent Comparison

Studio

From$1,413

To$1,600

↑ $187

1 Bed

From$1,535

To$1,680

↑ $145

2 Bed

From$1,917

To$1,840

↓ $77.00

3 Bed

From$2,664

To$2,350

↓ $314

Lathrop, CAZIP-level data

1BR range: $1,890–$1,890/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,179

Monthly in Lathrop, CA

$7,952

Monthly in Nashville, TN

$227

Difference

Home Values

Lathrop

Nashville

$637K

Median Value

$489K

↓ -4.6%

YoY Change

↓ -2.1%

↑ +25.9%

5-Year Change

↑ +32.1%

$637K

Price Range

$320K - $1.16M

Homes in Nashville are 23% less expensive than Lathrop

Calculate payment - Lathrop Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Lathrop, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Lathrop, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.